1608 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 1608 Cedar St, Bonham, TX 75418 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,387 sqft Living Area
Lot Size	10,899 sqft (0.25 acres)
Garage	Attached, 287 sqft
Last Sale	$79,300 (2016)
Tax Bill	$3,323.00 (2025)

Owner

Source: Fannin County records · APN 0112-183-0000-05

Assessment roll updated November 18, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	204 RAINEY ST, BONHAM, TX 75418-2104
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Jun 08, 2005 · Amount on Record
Deed Doc Number	20166553
Deed Book / Page	1920 / 471
Prior Transfer Date	Dec 07, 2016
Prior Transfer Doc	01920/0471
Record Refreshed	Jun 08, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 20, 2025
Property Address	1608 CEDAR ST, BONHAM, TX 75418-2500
Document Number	2025000897
Map Reference	VOL 1133 PG 539
Instrument Date	Feb 19, 2025
Instrument	2025000897
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 N LYON ST, WHITEWRIGHT, TX 75491-3594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RAINCY STREET, BONHAM, TX 75418-2104

Mortgage

Document Number	2025000898
Date	Feb 20, 2025
Instrument	2025000898

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated November 18, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 (-14.55%)	$171,320 (-9.33%) Land $40,110 Building $131,210	$171,320 (-9.33%) Land $40,110 Building $131,210
2024	$3,889.00 (+63.82%)
2023		$188,950 Land $32,700 Building $156,250	$188,950 Land $32,700 Building $156,250
2018	$2,374.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (48147C), updated June 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`0112-183-0000-05`
Alternative APN	`71424`

Interior

Full Baths	2 Baths
Building Area	1,387 sqft Living Area
1st Floor	1,387 sqft 1st Floor

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Lot Area	10,899 sqft (0.25 acres)
Depth X Width	100 ft x 109 ft Depth x Width
Garage Type	Attached Garage
Garage Area	287 sqft Garage
Porch	1 Porch
Porch Area	133 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	0112-183-0000-05
Street Address	1608 CEDAR ST
City	BONHAM
State	TX
Zip	75418-2500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A0112 H BURKHARDT
Legal Subdivision	H BURKHARDT SURVEY NUMBER 112
Jurisdiction	FANNIN TX
Minor Civil Division	BONHAM
Census Blockgroup	1
Census Block	1005
Census Tract	950401