Fannin County property record for 1601 Cedar St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,377 sqft · built 1985 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,133 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0112-062-0000-05 |
| Primary APN | 0112-062-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,377 sqft Living Area |
| 1st Floor Area | 1,377 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 1,170 sqft |
| Porch | Porch |
| Porch Area | 197 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 0112-062-0000-05 |
|---|---|
| Old Parcel Number | 71297 |
| Street Address | 1601 CEDAR ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0112 H BURKHARDT, ACRES .3 |
| Legal Subdivision | H BURKHARDT SURV ABS 112 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950401 |
Source: Fannin County records · APN 0112-062-0000-05
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 08, 2024 | Vendor's Lien, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORPORA |
| Mar 11, 2020 | Vendor's Lien, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| Sep 06, 2018 | Vendor's Lien, Transfer · Conventional Mortgage LHM FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2024 |
| Deed Sale | Aug 08, 2024 |
| Prior Sale | Mar 11, 2020 |
| Deed Document Number | 2024005011 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, MTG CONNECT OF TEXAS LLC |
| Name | Verified Name |
|---|---|
| Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 2025006225 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025006225 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Aug 08, 2024 |
| Property Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 2024005011 |
| Instrument Date | Aug 02, 2024 |
| Instrument | 2024005011 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | ALLEGIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 PINE VIEW LOOP, BASTROP, TX 78602-9513 |
| Name | Verified Name |
|---|---|
| Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 2024005012 |
|---|---|
| Date | Aug 08, 2024 |
| Instrument | 2024005012 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORPORA |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Mar 11, 2020 |
| Property Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 2020001527 |
| Instrument Date | Mar 03, 2020 |
| Instrument | 2020001527 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Title Company | ALLEGIANCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9518 CANTON AVE, 9518, LUBBOCK, TX 79423-4233 |
| Name | Verified Name |
|---|---|
| Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 2020001528 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020001528 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Sep 06, 2018 |
| Property Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 02071/0427 |
| Book / Page | 2071 / 0427 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2018-5240 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 CEDAR ST, BONHAM, TX 75418-2546 |
| Document Number | 0020185265 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 2018-5265 |
| Name | LHM FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Fannin County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,660 (-1.27%) Land $46,000 Building $203,660 | $249,660 (-1.27%) Land $46,000 Building $203,660 | |
| 2024 | $5,133.00 (+521.43%) | ||
| 2023 | $252,860 Land $39,200 Building $213,660 | $252,860 Land $39,200 Building $213,660 | |
| 2018 | $826.00 |
Source: FEMA National Flood Hazard Layer as of June 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1993–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable One Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 196 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BONHAM serves 10,746 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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