1608 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 1608 5th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,309 sqft · built 1968
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2024)
Tax Bill	$4,537 (2026)
Deeds & Mortgages	Mar 2023 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13124.3603`

Property Details

APN / Parcel Number

Primary APN	`13124.3603`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	3,817 sqft
1st Floor Area	1,929 sqft
Basement Area	1,049 sqft
Finished Basement	380 sqft
Unfinished Basement	669 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	11,000 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	839 sqft
Parking Spaces	3 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1608 5TH ST
City	CHENEY
State	WA
Zip	99004-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHENEY CALLAWAYS ADD TO CALLAWAYS ADD TO TOWN OF ALL LOT 6; SWLY 30FT OF L7 B20; INC VAC 30FT ST SWLY OF & ADJ L6
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY CALLAWAYS ADD
Legal Block	20
Legal Lot Number	6,7
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3028
Census Tract	14001

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 5TH ST, CHENEY, WA 99004-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Intrafamily Transfer, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 8, 2018	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	20247350715
Prior Transfer Date	Mar 21, 2023
Prior Transfer Doc	0007274074
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 21, 2023
Property Address	1608 5TH ST, CHENEY, WA 99004-1923
Document Number	0007274074
Map Reference	VOL A PG 48
Instrument Date	Mar 21, 2023
Instrument	7274074
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 5TH ST, CHENEY, WA 99004-1923

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1608 5TH ST, CHENEY, WA 99004-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006983591
Date	Oct 20, 2020
Instrument	6983591

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2018
Property Address	1608 5TH ST, CHENEY, WA 99004-1923
Document Number	0006732166
Instrument Date	Aug 6, 2018
Instrument	6732166
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 5TH ST CHENEY WA 990041923, CHENEY, WA 99004-1923

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,537.00 (+6.15%)	$420,900 (+7.13%) Land $85,000 Building $335,900	$420,900 (+7.13%) Land $85,000 Building $335,900
2025	$4,274.00 (+29.91%)
2024		$392,900 (+37.38%) Land $80,000 Building $312,900	$392,900 (+37.38%) Land $80,000 Building $312,900
2023	$3,290.00 (+3.82%)	$286,000 Land $48,000 Building $238,000	$286,000 Land $48,000 Building $238,000
2022	$3,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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