1522 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 1522 5th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,504 sqft · built 1965
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,500 (Jul 2020)
Tax Bill	$4,199 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13124.3407`

Property Details

APN / Parcel Number

Primary APN	`13124.3407`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,252 sqft
Basement Area	1,252 sqft
Finished Basement	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	92 sqft
Canopy	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1522 5TH ST
City	CHENEY
State	WA
Zip	99004-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHENEY CALLAWAYS ADD TO CALLAWAYS ADD TO TOWN OF NELY 30 FT OF L9; ALL LOT 10 B18 & 30FT VAC ST NELY OF & ADJ
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY CALLAWAYS ADD
Legal Block	18
Legal Lot Number	9,10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3028
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1522 5TH ST, CHENEY, WA 99004-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 15, 2019	Deed of Trust, Mortgage SPOKANE FCU
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20206948407
Prior Transfer Date	Jun 9, 2005
Prior Transfer Doc	0005232796
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1522 5TH ST, CHENEY, WA 99004-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006644353
Date	Sep 29, 2017
Instrument	6644353

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1522 5TH ST, CHENEY, WA 99004-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006782390
Date	Feb 15, 2019
Instrument	6782390

Lender

Name	SPOKANE FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 28, 2020
Property Address	1522 5TH ST, CHENEY, WA 99004-1830
Document Number	0006948407
Instrument Date	Jul 21, 2020
Instrument	6948407
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 5TH ST, CHENEY, WA 99004-1830

Mortgage

Document Number	0006948408
Date	Jul 28, 2020
Instrument	6948408

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,199.00 (+6.49%)	$390,100 (+1.85%) Land $90,000 Building $300,100	$390,100 (+1.85%) Land $90,000 Building $300,100
2025	$3,943.00 (+22.91%)
2024		$383,000 (+38.07%) Land $80,000 Building $303,000	$383,000 (+38.07%) Land $80,000 Building $303,000
2023	$3,208.00 (+4.36%)	$277,400 Land $48,000 Building $229,400	$277,400 Land $48,000 Building $229,400
2022	$3,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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