16078 Rd M, Ottawa, OH 45875 Property Records

Putnam County property record for 16078 Rd M, Ottawa, OH 45875 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,422 sqft · built 1985
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$273,000 (Dec 2024)
Tax Bill$2,010 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN53-031120.0000

Property Details

APN / Parcel Number

Primary APN53-031120.0000

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
1st Floor Area1,422 sqft
Basement Area1,422 sqft
Unfinished Basement1,422 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address16078 ROAD M
CityOTTAWA
StateOH
Zip45875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1N 6E 33 PAR 2 SWCOR E E SE
Legal Range6E
Legal Township1N
Legal Section33
JurisdictionPUTNAM OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract30600

Owner

Source: Putnam County records · APN 53-031120.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 620, KALIDA, OH 45853-0620
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Line of Credit
THE UNION BANK
Nov 21, 2022Warranty Deed, Transfer · Conventional Mortgage
THE UNION BANK CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Deed Document Number20244377
Deed Book / Page771 / 545
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address16078 ROAD M, OTTAWA, OH 45875
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00742/1527
DateJan 14, 2022
Book Page742/1527
Instrument202200000192
Lender
NameTHE UNION BANK
TypeBank
AddressKALIDA, OH 45853
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM OH
Recording DateNov 21, 2022
Property Address16078 ROAD M, OTTAWA, OH 45875
Document Number00751/2473
Book / Page751 / 2473
Instrument DateNov 21, 2022
Instrument202200005049
Transaction TypeTransfer
Record UpdatedFeb 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16078 ROAD M, OTTAWA, OH 45875

Mortgage

Document Number202200005050
DateNov 21, 2022
Instrument202200005050
Lender
NameTHE UNION BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionUnion Township
Unified School DistrictKalida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,010.00 (+2.81%) Homeowner's exemption$68,270 (-) Land $6,650 Building $61,620$195,060 (-) Land $19,000 Building $176,060
2024$1,955.00 (-9.24%) Homeowner's exemption$68,270 (+31.69%) Land $6,650 Building $61,620
2023$2,154.00 (+39.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$51,840 (-) Land $5,250 Building $46,590$195,060 (+31.7%) Land $19,000 Building $176,060
2022$1,539.00$51,840 Land $5,250 Building $46,590
2020$148,110 Land $15,000 Building $133,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Kalida Telephone CompanyFiber1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
Defiance HoldingsFixed Wireless200 / 50

May also be available at this address: HDER Link. Availability varies by address; speeds are provider-advertised maximums, not measured.

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