16040 Rd M, Ottawa, OH 45875 Property Records

Putnam County property record for 16040 Rd M, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,368 sqft · built 1975
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2018)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-031130.0000`

Property Details

APN / Parcel Number

Primary APN	`53-031130.0000`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,468 sqft
Upper Floors Area	870 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16040 ROAD M
City	OTTAWA
State	OH
Zip	45875-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 33 LOT 3 RIEMAN 3RD PLAT PT E E SE
Legal Range	6E
Legal Township	1N
Legal Section	33
Legal Subdivision	CLETUS F RIEMAN THIRD PLATTING
Legal Lot Number	3
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2004
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16040 ROAD M, OTTAWA, OH 45875-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jan 30, 2012 · Amount on Record
Deed Document Number	20181922
Deed Book / Page	698 / 2469
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16040 ROAD M, OTTAWA, OH 45875-8409
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000753/126
Date	Jan 3, 2023
Book Page	753/126
Instrument	202300000003

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16040 ROAD M, OTTAWA, OH 45875-8409
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/476
Date	Apr 9, 2020
Book Page	719/476
Instrument	202000001458

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16040 ROAD M, OTTAWA, OH 45875-8409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/470
Date	Apr 9, 2020
Book Page	719/470
Instrument	202000001457

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 30, 2018
Property Address	16040 ROAD M, OTTAWA, OH 45875-8409
Document Number	00698/2469
Book / Page	698 / 2469
Map Reference	MB18 PG2A
Instrument Date	Apr 30, 2018
Instrument	201800001922
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16040 ROAD M, OTTAWA, OH 45875-8409

Mortgage

Document Number	201800001923
Date	Apr 30, 2018
Instrument	201800001923

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (+2.94%) Homeowner's exemption	$106,170 (-) Land $6,320 Building $99,850	$303,350 (-) Land $18,060 Building $285,290
2024	$3,031.00 (-11.22%) Homeowner's exemption	$106,170 (+31.79%) Land $6,320 Building $99,850
2023	$3,414.00 (+20.81%) Homeowner's exemption Additional exemption filed	$80,560 (-) Land $4,990 Building $75,570	$303,350 (+31.79%) Land $18,060 Building $285,290
2022	$2,826.00 Homeowner's exemption	$80,560 Land $4,990 Building $75,570
2020			$230,170 Land $14,260 Building $215,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: HDER Link.

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