Clay County property record for 1605 Willow Ln, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · built 2021 |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,606 (Jul 2021) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-809-00-12-003.00 |
| Primary APN | 07-809-00-12-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Street Address | 1605 WILLOW LN |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK 3RD PLAT LT 74 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 28 |
| Legal Subdivision | COTTONWOOD CREEK 3RD |
| Legal Lot Number | 74 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 21809 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1605 WILLOW LN, KEARNEY, MO 64060-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 202129598 |
| Deed Book / Page | 9108 / 68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 9, 2021 |
| Property Address | 1605 WILLOW LN, KEARNEY, MO 64060-8937 |
| Document Number | 0000029598 |
| Book / Page | 9108 / 68 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021029598 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 WILLOW LN, KEARNEY, MO 64060-8937 |
| Document Number | 0000029599 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021029599 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 (+5.77%) | $58,880 (+10.41%) | $309,895 (+10.41%) |
| 2023 | $3,642.00 | $53,330 | $280,684 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.
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