1607 Umbrella Tree Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1607 Umbrella Tree Dr, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,054 sqft · built 1973
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$114,900 (Aug 2004)
Tax Bill	$92 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-02-1260`

Property Details

APN / Parcel Number

Primary APN	`8402-01-02-1260`
Alternative APNs	`34180201021260` `02183401021260` `3913281.0` `3913281`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,054 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1976
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	315 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3913281
Street Address	1607 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32132-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 2126 & 2127 BLK 123 FLORIDA SHORES NO 3 MB 23 PGS 83 PER OR 5135 PG 1279 PER OR 5379 PG 2509 PER OR 6696 PG 4576
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	123
Legal Lot Number	2126
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1050
Census Tract	83009

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1607 UMBRELLA TREE DR, EDGEWATER, FL 32132-3108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2004 · Amount on File
Deed Sale	Aug 11, 2004 · Amount on File
Prior Sale	Aug 8, 2003 · Amount on File
Deed Document Number	2004200243
Deed Book / Page	5379 / 2509
Last Transfer Date	Mar 23, 2012
Transfer Doc	0066964576
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1607 UMBRELLA TREE DR, EDGEWATER, FL 32132-3108
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 UMBRELLA TREE DR, EDGEWATER, FL 32132-3108

Mortgage

Document Number	0080574440
Date	Jun 2, 2021
Book Page	8057/4440
Instrument	2021-127789

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	256 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,210 (+2.7%)	$172,682 (-0.32%) Land $54,000 Building $118,682
2025	$92.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$62,522 (+5.99%)	$173,230 (+5.07%) Land $54,000 Building $119,230
2023	$92.00 Senior Citizen's exemption	$58,991 (+3%)	$164,865 (+15.19%) Land $34,000 Building $130,865
2022	$92.00 Senior Citizen's exemption	$57,273	$143,122 Land $30,800 Building $112,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	31 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20