1607 Silvergate Ct, Gurnee, IL 60031 Property Records

Lake County property record for 1607 Silvergate Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 1998
Lot Size	0.033 acres (1,416 sqft)
Owner	Individual Name on File
Last Sale	$206,500 (Dec 2021)
Tax Bill	$6,911 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-18-108-024`

Property Details

APN / Parcel Number

Primary APN	`07-18-108-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	700 sqft
2nd Floor Area	700 sqft
Upper Floors Area	700 sqft
Basement Area	551 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,416 sqft (0.033 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1607 SILVERGATE CT
City	GURNEE
State	IL
Zip	60031-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF BLKS 1 THRU 6 IN GREYSTONE PHASE 1; LOT 4 BLOCK 2
Legal Subdivision	GREYSTONE PH 01
Legal Phase	1
Legal Block	1-6,2
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2002
Census Tract	861609

Owner

1607 Silvergate Ct is owned and occupied by an individual who bought it in December 2021.

Source: Lake County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1607 SILVERGATE CT, GURNEE, IL 60031-9134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 3, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jul 16, 2001 · Amount on File
Deed Document Number	20217850250
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Jun 1, 2026
Property Address	1607 SILVERGATE CT, GURNEE, IL 60031-9134
Document Number	0008172430
Instrument Date	May 4, 2026
Instrument	20268172430
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 SILVERGATE CT, GURNEE, IL 60031-9134

Mortgage

Document Number	0008172430,
Date	Jun 1, 2026
Instrument	20268172430

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Oct 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 3, 2021
Property Address	1607 SILVERGATE CT, GURNEE, IL 60031-9134
Document Number	0007850250
Map Reference	DOC 4134471
Instrument Date	Sep 14, 2021
Instrument	7850250
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 SILVERGATE CT, GURNEE, IL 60031-9134

Mortgage

Document Number	0007850251
Date	Dec 3, 2021
Instrument	7850251

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,232 Land $12,327 Building $74,905	$261,722 Land $36,985 Building $224,737
2024	$6,911.00 (+16.37%)
2023	$5,939.00 (+0.49%)	$72,739 (+8.67%) Land $10,279 Building $62,460	$218,239 (+8.67%) Land $30,840 Building $187,399
2022	$5,910.00	$66,937 Land $11,498 Building $55,439	$200,831 Land $34,497 Building $166,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1607 Silvergate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Silvergate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Silvergate Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures