1604 Silvergate Ct, Gurnee, IL 60031 Property Records

Lake County property record for 1604 Silvergate Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1998
Lot Size	0.026 acres (1,133 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2021)
Tax Bill	$6,012 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-18-108-021`

Property Details

APN / Parcel Number

Primary APN	`07-18-108-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	620 sqft
2nd Floor Area	620 sqft
Upper Floors Area	620 sqft
Basement Area	571 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,133 sqft (0.026 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1604 SILVERGATE CT
City	GURNEE
State	IL
Zip	60031-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF BLKS 1 THRU 6 IN GREYSTONE PHASE 1; LOT 3 BLOCK 1
Legal Subdivision	GREYSTONE PH 01
Legal Phase	1
Legal Block	1-6,1
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2002
Census Tract	861609

Owner

1604 Silvergate Ct is owned and occupied by an individual who bought it in December 2021.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1604 SILVERGATE CT, GURNEE, IL 60031-9134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage INTERNATIONAL BANK OF CHICAGO
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERNATIONAL BANK OF CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Sep 15, 2015 · Amount on File
Deed Document Number	20217856668
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1604 SILVERGATE CT, GURNEE, IL 60031-9134
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1063 W ARGYLE ST 2, 2, CHICAGO, IL 60640-3707

Mortgage

Document Number	0007856670
Date	Dec 22, 2021
Instrument	7856670

Lender

Name	INTERNATIONAL BANK OF CHICAGO
Type	Bank
Address	CHICAGO, IL 60640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 22, 2021
Property Address	1604 SILVERGATE CT, GURNEE, IL 60031-9134
Document Number	0007856668
Map Reference	DOC 4448923
Instrument Date	Sep 8, 2021
Instrument	7856668
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 SILVERGATE CT, GURNEE, IL 60031-9134

Mortgage

Document Number	0007856669
Date	Dec 22, 2021
Instrument	7856669

Lender

Name	INTERNATIONAL BANK OF CHICAGO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,991 Land $9,871 Building $67,120	$230,996 Land $29,616 Building $201,380
2024	$6,012.00 (+14.32%)
2023	$5,259.00 (+22.82%)	$64,200 (+7.08%) Land $8,232 Building $55,968	$192,619 (+7.08%) Land $24,698 Building $167,921
2022	$4,282.00	$59,955 Land $9,207 Building $50,748	$179,883 Land $27,624 Building $152,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1604 Silvergate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Silvergate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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