1607 Rushing St, Monroe, NC 28112 Property Records

Union County property record for 1607 Rushing St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,117 sqft · built 1972
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on Record
Last Sale	$36,500 (May 2014)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-274-069`

Property Details

APN / Parcel Number

Primary APN	`09-274-069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
Gross Area	1,163 sqft
1st Floor Area	1,117 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1607 RUSHING ST
City	MONROE
State	NC
Zip	28112-4523
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#12 FRANKLIN COLONY SEC1 MP6 PG139
Legal Subdivision	FRANKLIN COLONY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Jul 3, 2018	Grant Deed, Mortgage ATHENE ANNUITY & LIFE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2014 · Amount on Record
Deed Sale	May 14, 2014 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Document Number	201411601
Deed Book / Page	6224 / 781
Last Transfer Date	Feb 26, 2015
Transfer Doc	6480198
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1607 RUSHING ST, MONROE, NC 28112-4523
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008625245
Date	Dec 15, 2022
Book Page	8625/245
Instrument	40861

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Nov 7, 2025

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jul 3, 2018
Property Address	1607 RUSHING ST, MONROE, NC 28112-4523
Book / Page	007188 / 000876
Instrument Date	Jun 3, 2018
Instrument	18298
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	WESTCOR INVESTOR SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399

Mortgage

Document Number	7188876
Date	Jul 3, 2018
Book Page	007188/000876
Instrument	18298

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,500 (-) Land $33,400 Building $136,100	$169,500 (-) Land $33,400 Building $136,100
2025	$1,481.00 (+30.14%)	$169,500 (+62.36%) Land $33,400 Building $136,100	$169,500 (+62.36%) Land $33,400 Building $136,100
2023	$1,138.00	$104,400 Land $17,700 Building $86,700	$104,400 Land $17,700 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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