1605 Rushing St, Monroe, NC 28112 Property Records

Union County property record for 1605 Rushing St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 923 sqft · built 1972
Lot Size	0.411 acres (17,903 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Aug 2023)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-274-068`

Property Details

APN / Parcel Number

Primary APN	`09-274-068`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	923 sqft Living Area
Gross Area	957 sqft
1st Floor Area	923 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,903 sqft (0.411 acres)
Garage Type	Carport
Garage Area	753 sqft
Carport	Carport
Carport Area	753 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	227 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1605 RUSHING ST
City	MONROE
State	NC
Zip	28112-4523
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#13 FRANKLIN COLONY SEC1 PB06 PG139
Legal Subdivision	FRANKLIN COLONY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1605 RUSHING ST, MONROE, NC 28112-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Correction Deed
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	202319410
Deed Book / Page	8761 / 52
Record Updated	Oct 29, 2026

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Aug 11, 2023
Property Address	1605 RUSHING ST, MONROE, NC 28112-4523
Document Number	0008761530
Book / Page	8761 / 530
Map Reference	MB 6 PG 139
Instrument Date	Aug 4, 2023
Instrument	19482
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 5TH AVE NE, CONOVER, NC 28613-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 RUSHING ST, MONROE, NC 28112-4523

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 10, 2023
Property Address	1605 RUSHING ST, MONROE, NC 28112-4523
Document Number	0000876152
Book / Page	8761 / 52
Map Reference	MB 6 PG 139
Instrument Date	Aug 4, 2023
Instrument	19410
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 5TH AVE NE, CONOVER, NC 28613-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 RUSHING ST, MONROE, NC 28112-4523

Mortgage

Document Number	0000019411
Date	Aug 10, 2023
Instrument	19411

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 5, 2030
Change Frequency	10 Years
Min Rate At Change	2%
Max Rate At Change	12.7%
Index	10-Year TN
Margin	3
Max Rate	12.7%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,900 (-) Land $34,900 Building $173,000	$207,900 (-) Land $34,900 Building $173,000
2025	$1,817.00 (+181.71%)	$207,900 (+99.52%) Land $34,900 Building $173,000	$207,900 (+99.52%) Land $34,900 Building $173,000
2023	$645.00 (+117.17%)	$104,200 (-) Land $18,700 Building $85,500	$104,200 (-) Land $18,700 Building $85,500
2022	$297.00	$104,200 Land $18,700 Building $85,500	$104,200 Land $18,700 Building $85,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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