1607 Ocaso Dr, Laredo, TX 78045 Property Records

Webb County property record for 1607 Ocaso Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,372 sqft · built 2022
Lot Size	0.122 acres (5,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,970 (Jul 2023)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-85007-310`

Property Details

APN / Parcel Number

Primary APN	`989-85007-310`
Alternative APN	`786200`

Interior

Stories	2 Stories
Building Area	2,372 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,291 sqft (0.122 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	170 sqft

Location & Zoning

Street Address	1607 OCASO DR
City	LAREDO
State	TX
Zip	78045-4265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SOL PHASE 2 BLK 7 LOT 31
Legal Subdivision	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SO
Legal Phase	2
Legal Block	7
Legal Lot Number	31
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 OCASO DR, LAREDO, TX 78045-4265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
May 3, 2022	Vendor's Lien, Transfer · Commercial Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	20231505210
Deed Book / Page	5498 / 575
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1607 OCASO DR, LAREDO, TX 78045-4265
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 OCASO DR, LAREDO, TX 78045-4265

Mortgage

Document Number	005498/578
Date	Jul 17, 2023
Book Page	5498/578
Instrument	1505211

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 3, 2022
Property Address	1607 OCASO DR, LAREDO, TX 78045-4265
Document Number	005265/792
Book / Page	5265 / 792
Map Reference	VOL 37 PG 93-96
Instrument Date	Apr 29, 2022
Instrument	1466569
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MIDDLE CREEK PKWY STE 500, 500, COLORADO SPGS, CO 80921-3614
Investor	Possibly a Property Investor

Mortgage

Document Number	0001466570
Date	May 3, 2022
Instrument	1466570

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,000 (+3.45%) Land $82,434 Building $280,566	$363,000 (-1.3%) Land $82,434 Building $280,566
2025	$1,775.00 (-11.29%) Homeowner's exemption	$350,900 (+21%)	$367,779 (+26.82%)
2024	$2,001.00 (+458.94%)
2023		$290,000 Land $60,669 Building $229,331	$290,000 Land $60,669 Building $229,331
2022	$358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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