1605 Ocaso Dr, Laredo, TX 78045 Property Records

Webb County property record for 1605 Ocaso Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,544 sqft · built 2022
Lot Size	0.122 acres (5,291 sqft)
Owner	Individual Name on Record
Last Sale	$393,680 (Sep 2025)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-85007-320`

Property Details

APN / Parcel Number

Primary APN	`989-85007-320`
Alternative APN	`786197`

Interior

Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,291 sqft (0.122 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Location & Zoning

Street Address	1605 OCASO DR
City	LAREDO
State	TX
Zip	78045-4265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SOL PHASE 2 BLK 7 LOT 32
Legal Subdivision	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SO
Legal Phase	2
Legal Block	7
Legal Lot Number	32
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 OCASO DR, LAREDO, TX 78045-4242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 5, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 1, 2022	Vendor's Lien, Transfer VERITEX COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	20251568299
Deed Book / Page	5908 / 202
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 19, 2025
Property Address	1605 OCASO DR, LAREDO, TX 78045-4265
Document Number	005908/202
Book / Page	5908 / 202
Map Reference	VOL 37 PG 93-96
Instrument Date	Sep 3, 2025
Instrument	1568299
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 OCASO DR, LAREDO, TX 78045-4265

Mortgage

Document Number	0001568300
Date	Sep 19, 2025
Instrument	1568300

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 5, 2023
Property Address	1605 OCASO DR, LAREDO, TX 78045-4265
Document Number	005492/574
Book / Page	5492 / 574
Map Reference	VOL 37 PG 93-96
Instrument Date	Jun 30, 2023
Instrument	1504225
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 OCASO DR, LAREDO, TX 78045-4265
Investor	Possibly a Property Investor

Mortgage

Document Number	0001504226
Date	Jul 5, 2023
Instrument	1504226

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	11.8%
Index	Other
Margin	4
Max Rate	11.8%

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 1, 2022
Property Address	1605 OCASO DR, LAREDO, TX 78045-4265
Document Number	0005339/13
Book / Page	5339 / 13
Map Reference	VOL 37 PG 93-96
Instrument Date	Aug 29, 2022
Instrument	1478368
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 WESTCHESTER DR, DALLAS, TX 75225-6100
Investor	Possibly a Property Investor

Mortgage

Document Number	0001478369
Date	Sep 1, 2022
Instrument	1478369

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-4.64%) Land $82,434 Building $287,566	$370,000 (-4.64%) Land $82,434 Building $287,566
2025	$1,963.00 (-17.97%)	$388,020 (+1.72%) Land $82,434 Building $305,586	$388,020 (+1.72%) Land $82,434 Building $305,586
2024	$2,393.00 (+75.18%)	$381,462 (+82.26%) Land $82,434 Building $299,028	$381,462 (+82.26%) Land $82,434 Building $299,028
2023	$1,366.00 (+281.56%)	$209,300 (+296.07%) Land $60,669 Building $148,631	$209,300 (+296.07%) Land $60,669 Building $148,631
2022	$358.00	$52,844 Land $52,844	$52,844 Land $52,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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