1607 Morse Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1607 Morse Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,404 sqft · built 1992
Lot Size	3.43 acres (149,411 sqft)
Owner	Individual Name on Record
Last Sale	$464,000 (Mar 2017)
Tax Bill	$8,195 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2021 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-107403`

Property Details

APN / Parcel Number

Primary APN	`04-107403`
Alternative APN	`107403`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,404 sqft Total Area
Basement Area	1,510 sqft
Finished Basement	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Built-in
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Deck Area	644 sqft
Patio Area	1,064 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	107403
Street Address	1607 MORSE RD
City	FOREST HILL
State	MD
Zip	21050-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 3.43 AC 1607 MORSE ROAD LD ARMSTRONG PT 135/89
Legal Subdivision	RANDY & CHERYL ARMSTRONG
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1012
Census Tract	304202

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1607 MORSE RD, FOREST HILL, MD 21050-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 1, 2021	Deed, Construction Loan · Construction Mortgage FULTON BANK NA
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS
Mar 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	201712281-0195
Deed Book / Page	12281 / 195
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0122630449
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1607 MORSE RD, FOREST HILL, MD 21050-1001
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138610336
Date	May 19, 2020
Book Page	13861/336

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 1, 2021
Property Address	1607 MORSE RD, FOREST HILL, MD 21050-1001
Document Number	0150710240
Book / Page	15071 / 240
Instrument Date	Sep 10, 2021
Transaction Type	Construction Loan
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0015071247
Date	Oct 1, 2021
Instrument	15071/247

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1607 MORSE RD, FOREST HILL, MD 21050-1001
Document Number	0122810201
Book / Page	012281 / 000201
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 MORSE RD FOREST HILL MD 210501001, FOREST HILL, MD 21050-1001

Mortgage

Document Number	0122810201
Date	Mar 30, 2017
Book Page	012281/000201

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 16, 2017
Property Address	1607 MORSE RD, FOREST HILL, MD 21050-1001
Document Number	0122630449
Book / Page	012263 / 000449
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	711 W 40TH ST #358 BALTIMORE MD 212112111, 358, BALTIMORE, MD 21211-2111

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,400 (+6.28%)	$896,400 (-) Land $147,100 Building $749,300
2025	$8,195.00 (+7.21%)	$796,400 (+10.44%)	$896,400 (+20.1%) Land $147,100 Building $749,300
2023		$721,133	$746,400 Land $147,100 Building $599,300
2022	$7,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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