1606 Morse Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1606 Morse Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,423 sqft · built 1969
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Oct 2017)
Tax Bill	$4,911 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-017374`

Property Details

APN / Parcel Number

Primary APN	`04-017374`
Alternative APNs	`4017374` `017374`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,423 sqft Total Area
Basement Area	1,060 sqft
Finished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	129,809 sqft (2.98 acres)
Garage Type	Mixed
Garage Area	1,688 sqft
Parking Spaces	6 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	017374
Street Address	1606 MORSE RD
City	FOREST HILL
State	MD
Zip	21050-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	2.98 AC 1606 MORSE ROAD N W OF COOPSTOWN
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1011
Census Tract	304202

Owner

1606 Morse Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1606 MORSE RD, FOREST HILL, MD 21050-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Oct 11, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on File
Deed Sale	Oct 11, 2017 · Amount on File
Deed Document Number	201712549-0480
Deed Book / Page	12549 / 480
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0088700134
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1606 MORSE RD, FOREST HILL, MD 21050-1002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143460037
Date	Dec 18, 2020
Book Page	14346/37

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2046

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 11, 2017
Property Address	1606 MORSE RD, FOREST HILL, MD 21050-1002
Document Number	0125490480
Book / Page	12549 / 0480
Instrument Date	Sep 22, 2017
Instrument	12549-0480
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 MORSE RD, FOREST HILL, MD 21050-1002

Mortgage

Document Number	125490487
Date	Oct 11, 2017
Instrument	12549-0487

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1606 Morse Rd was $4,911 with a homeowner's exemption, up 11.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,911.00 (+11.11%) Homeowner's exemption	$445,167 (+5.33%)	$467,700 (-) Land $144,900 Building $322,800
2025	$4,420.00 Homeowner's exemption	$422,633	$467,700 Land $144,900 Building $322,800
2023		$390,633	$400,100 Land $144,900 Building $255,200
2022	$4,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Morse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Morse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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