1607 Berenda Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1607 Berenda Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,768 sqft · built 1957
Lot Size	0.326 acres (14,200 sqft)
Owner	Company Name on File
Last Sale	$540,000 (Oct 2016)
Tax Bill	$8,291 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-292-22-00`

Property Details

APN / Parcel Number

Primary APN	`486-292-22-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	14,200 sqft (0.326 acres)

Location & Zoning

Street Address	1607 BERENDA PL
City	EL CAJON
State	CA
Zip	92020-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 14 TR 002308
Legal Subdivision	BERENDA PLACE
Legal Tract	002308
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	16100

Owner

1607 Berenda Pl is owned by a company that acquired it in December 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1607 BERENDA PL, EL CAJON, CA 92020-2909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Oct 20, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on File
Deed Sale	Oct 24, 2016 · Amount on File
Prior Sale	Nov 10, 2010 · Amount on File
Deed Document Number	2016573367
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000026552
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	1607 BERENDA PL, EL CAJON, CA 92020-2909
Document Number	0000026552
Map Reference	MAP 2308
Instrument Date	Dec 22, 2021
Instrument	2022-0026552
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 BERENDA PL, EL CAJON, CA 92020-2909

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1607 BERENDA PL, EL CAJON, CA 92020-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 BERENDA PL, EL CAJON, CA 92020-2909

Mortgage

Document Number	0000059559
Date	Jan 26, 2021
Instrument	2021-0059559

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1607 BERENDA PL, EL CAJON, CA 92020-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154935
Date	Mar 25, 2020
Instrument	2020-0154935

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1607 BERENDA PL, EL CAJON, CA 92020-2909
Document Number	0000129999
Instrument Date	Oct 20, 2016
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1607 BERENDA PL EL CAJON CA 920202909, EL CAJON, CA 92020-2909

Mortgage

Document Number	0000129999
Date	Mar 22, 2017
Instrument	129999

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1607 Berenda Pl was $8,291 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,243 (+2%) Land $328,549 Building $310,694
2025	$8,291.00 Homeowner's exemption	$626,709 Land $322,107 Building $304,602
2023	$7,912.00 (+5.75%) Homeowner's exemption	$602,375 Land $309,600 Building $292,775
2022	$7,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1607 Berenda Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Berenda Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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