1596 Berenda Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1596 Berenda Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,389 sqft · built 1952
Lot Size	0.349 acres (15,190 sqft)
Owner	Trust Name on File
Last Sale	$660,000 (Jun 2006)
Tax Bill	$12,131 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-291-15-00`

Property Details

APN / Parcel Number

Primary APN	`486-291-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,389 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	15,190 sqft (0.349 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1596 BERENDA PL
City	EL CAJON
State	CA
Zip	92020-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	PAR 2 TR PM16240
Legal Subdivision	CITY OF EL CAJON
Legal Tract	16240
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	16100

Owner

1596 Berenda Pl is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1596 BERENDA PL, EL CAJON, CA 92020-2908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Intrafamily Transfer, Transfer
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI EMERALD FINANCIAL GROUP INC
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2006 · Amount on File
Deed Sale	Jun 30, 2006 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Document Number	2006465737
Last Transfer Date	Oct 11, 2023
Transfer Doc	0000301254
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2023
Property Address	1596 BERENDA PL, EL CAJON, CA 92020-2908
Document Number	0000301254
Map Reference	FILE 90-0537704
Instrument Date	Oct 19, 2023
Instrument	2023-0301254
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 BERENDA PL, EL CAJON, CA 92020-2908

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1596 BERENDA PL, EL CAJON, CA 92020-2908
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 BERENDA PL, EL CAJON, CA 92020-2908

Mortgage

Document Number	0000010531
Date	Jan 7, 2021
Instrument	2021-0010531

Lender

Name	TRI EMERALD FINANCIAL GROUP INC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1596 BERENDA PL, EL CAJON, CA 92020-2908
Document Number	0000376521
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1596 BERENDA PL EL CAJON CA 920202908, EL CAJON, CA 92020-2908

Mortgage

Document Number	0000376521
Date	Sep 11, 2018
Instrument	376521

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1596 Berenda Pl was $12,131.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,912 (+2%) Land $418,142 Building $501,770
2025	$12,131.00	$901,876 Land $409,944 Building $491,932
2023	$11,206.00 (-2.4%)	$866,857 Land $394,026 Building $472,831
2022	$11,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1596 Berenda Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1596 Berenda Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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