1606 Platinum Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1606 Platinum Ct, O Fallon, MO 63366

Property Summary

Property TypeRow House
Details2 bd · 2 ba · 1,446 sqft · built 2006
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$307,000 (Jun 2022)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNT040300901

Property Details

APN / Parcel Number

Primary APNT040300901
Alternative APN
  • 2-0140-9449-00-033A.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area1,446 sqft
Basement Area1,446 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleSpanish
Exterior MaterialBrick Veneer
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area120 sqft
Patio Area110 sqft

Location & Zoning

Account NumberT040300901
Old Parcel NumberT040300901
Street Address1606 PLATINUM CT
CityO FALLON
StateMO
Zip63366-4796
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionVILLAS AT CRYSTAL RIDGE #2 LOT 33A
Legal Range03E
Legal Township47N
Legal SubdivisionVILLAS AT CRYSTAL RIDGE #2
Legal Lot Number33A
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group5
Census Block5001
Census Tract311602

Owner

Source: St. Charles County records, as of January 16, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1606 PLATINUM CT, O FALLON, MO 63366-4796
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleNov 29, 2006 · Amount on Record
Deed Document Number0202232714
Deed Book / Page2022 / 32714
Record UpdatedJun 7, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 10, 2022
Property Address1606 PLATINUM CT, O FALLON, MO 63366-4796
Document Number0000032714
Map ReferenceMB 40 PG 258
Instrument DateJun 9, 2022
Instrument2022R-032714
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address237 W BLACKHAWK EST, OLD MONROE, MO 63369-2415

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 PLATINUM CT, O FALLON, MO 63366-4796

Mortgage

Document Number0000032715
DateJun 10, 2022
Instrument2022R-032715
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$51,846
2022$272,876 Building $272,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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