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1602 Platinum Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1602 Platinum Ct, O Fallon, MO 63366

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,626 sqft · built 2012
Lot Size0.14 acres (6,098 sqft)
Owner2 Trust Names on File
Last Sale$265,000 (Mar 2026)
Tax Bill$2,566 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2023 Sale
Flood ZoneZone X (minimal risk)
APNT040300903

Property Details

APN / Parcel Number

Primary APNT040300903
Alternative APN
  • 2-0140-9449-00-034A.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,626 sqft Living Area
Gross Area2,432 sqft
1st Floor Area1,026 sqft
Basement Area1,026 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT040300903
Street Address1602 PLATINUM CT
CityO FALLON
StateMO
Zip63366-4796
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT CRYSTAL RIDGE #2 LOT 34A
Legal SubdivisionVILLAS AT CRYSTAL RIDGE #2
Legal Lot Number34A
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group5
Census Block5001
Census Tract311602

Owner

1602 Platinum Ct, a condominium, is held in a trust since March 2026.

Source: St. Charles County records, as of September 14, 2026

Owner of Record2 Trust Names on File
Mailing Address1602 PLATINUM CT, O FALLON, MO 63366-4796
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Dec 18, 2023Warranty Deed, Transfer
INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2026 · Amount on File
Deed SaleMar 5, 2026 · Amount on File
Prior SaleDec 18, 2023 · Amount on File
Deed Document Number202610281
Prior Transfer DateJan 12, 2018
Prior Transfer Doc0000035950
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 5, 2026
Property Address1602 PLATINUM CT, O FALLON, MO 63366-4796
Document Number0000010281
Map ReferenceMB 40 PG 258
Instrument DateFeb 26, 2026
Instrument2026R-010281
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyFOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2518 MEGHAN CT, SAINT LOUIS, MO 63129-4649

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1602 PLATINUM CT, O FALLON, MO 63366-4796

Mortgage

Document Number0000010282
DateMar 5, 2026
Instrument2026R-010282
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 18, 2023
Property Address1602 PLATINUM CT, O FALLON, MO 63366-4796
Document Number0000051133
Map ReferenceMB 40 PG 258
Instrument DateDec 15, 2023
Instrument2023R-051133
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 BISCAYNE BAY PLACE, OFALLON, MO 63366

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 PLATINUM CT, O FALLON, MO 63366-4796

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Platinum Ct was $2,566.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,348 (-)$222,882 (-) Building $222,882
2025$2,566.00$42,348$222,882 Building $222,882
2023$37,409
2022$196,887 Building $196,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1602 Platinum Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Platinum Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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