1606 Co Rd 700, Athens, TN 37303 Property Records

McMinn County property record for 1606 Co Rd 700, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,894 sqft · built 2017
Lot Size	6.44 acres (280,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,000 (Mar 2014)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054075 00304`

Property Details

APN / Parcel Number

Primary APN	`054075 00304`
Alternative APN	`075 00304`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,894 sqft Living Area
1st Floor Area	2,663 sqft
Upper Floors Area	770 sqft
Basement Area	2,663 sqft
Unfinished Basement	2,663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	280,962 sqft (6.44 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	577 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1606 COUNTY ROAD 700
City	ATHENS
State	TN
Zip	37303-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 LINGERFELT SURV 1/2/03 17C 363, COUNTY AREA: D01
Legal Subdivision	TIMBER RIDGE
Legal Lot Number	4
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	970402

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3082 HIGHWAY 39 W, ATHENS, TN 37303-6117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK
Apr 28, 2017	Trustee's Deed, Construction Loan · Line of Credit ATHENS FED'L CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2014 · Amount on Record
Deed Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	164915
Deed Book / Page	20A / 460
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1606 COUNTY ROAD 700, ATHENS, TN 37303-6056
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001227674
Date	Feb 12, 2021
Book Page	1227/674
Instrument	222257

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 3, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCMINN TN
Recording Date	Apr 28, 2017
Property Address	1606 COUNTY ROAD 700, ATHENS, TN 37303-6056
Book / Page	001117 / 000423
Instrument Date	Apr 26, 2017
Instrument	188987
Transaction Type	Construction Loan
Record Updated	Jun 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 HIGHWAY 39 W ATHENS TN 373036186, ATHENS, TN 37303-6186

Mortgage

Document Number	1117423
Date	Apr 28, 2017
Book Page	001117/000423
Instrument	188987

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,499.00	$138,500 (-) Land $11,500 Building $127,000
2024	$1,499.00	$138,500 (-) Land $11,500 Building $127,000
2023	$1,499.00 (+5.27%)	$138,500 (+50.5%) Land $11,500 Building $127,000	$554,000 (+50.5%) Land $46,000 Building $508,000
2022	$1,424.00	$92,025 Land $9,250 Building $82,775	$368,100 Land $37,000 Building $331,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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