1577 Co Rd 700, Athens, TN 37303 Property Records

McMinn County property record for 1577 Co Rd 700, Athens, TN 37303

Property Summary

Property Type	Rural Home
Details	5 ba · 6,696 sqft · built 2023
Lot Size	43.1 acres (1,880,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (May 2019)
Tax Bill	$5,057 (2025)
Deeds & Mortgages	May 2022 Construction Loan Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054075 00300`

Property Details

APN / Parcel Number

Primary APN	`054075 00300`
Alternative APNs	`075 00300 00005075` `075 00300`

Interior

Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	6,696 sqft Living Area
1st Floor Area	866 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,880,485 sqft (43.1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	2,928 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	95 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1577 COUNTY ROAD 700
City	ATHENS
State	TN
Zip	37303-6060
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 05 05 071 071 04600 000 CEDAR SPRINGS ROAD, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	970402

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1577 COUNTY ROAD 700, ATHENS, TN 37303-6060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer · Construction Mortgage CAPSTAR BANK
Oct 28, 2019	Deed of Trust, Mortgage RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Jan 8, 2007 · Amount on Record
Deed Document Number	2019206074
Deed Book / Page	21U / 712
Last Transfer Date	May 5, 2022
Transfer Doc	000023D117
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCMINN TN
Recording Date	May 12, 2022
Property Address	1577 COUNTY ROAD 700, ATHENS, TN 37303-6060
Document Number	000023D117
Book / Page	23D / 117
Instrument Date	May 6, 2022
Instrument	236252
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	TITLE INSURANCE COMPANY OF MIN, TITLE INSURANCE CO OF ATHENS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1577 COUNTY ROAD 700, ATHENS, TN 37303-6060
Investor	Possibly a Property Investor

Mortgage

Document Number	0000236253
Date	May 12, 2022
Instrument	236253

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	9.99%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1577 COUNTY ROAD 700, ATHENS, TN 37303-6060
Document Number	21Z514
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,057.00	$467,275 (-) Land $68,450 Building $398,825
2024	$5,057.00 (+582.46%)	$467,275 (-) Land $68,450 Building $398,825
2023	$741.00 (+1.79%)	$467,275 (+892.62%) Land $68,450 Building $398,825	$1,869,100 (+892.62%) Land $273,800 Building $1,595,300
2022	$728.00	$47,075 Land $47,075	$188,300 Land $188,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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