1606 Black Kettle Trl, Temple, TX 76502 Property Records

Bell County property record for 1606 Black Kettle Trl, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,413 sqft · built 2020
Lot Size0.137 acres (5,968 sqft)
OwnerIndividual Name on Record
Last Sale$230,400 (Nov 2020)
Tax Bill$3,762 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN0095551956

Property Details

APN / Parcel Number

Primary APN0095551956
Alternative APNs
  • 485456
  • 819487

Interior

Stories1 Story
Building Area1,413 sqft Living Area
1st Floor Area1,413 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions119 ft deep x 50 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1606 BLACK KETTLE TRL
CityTEMPLE
StateTX
Zip76502-6716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE PHASE I, BLOCK 001, LOT 0009, ACRES 0.137
Legal SubdivisionPRAIRIE RIDGE PHASE I
Legal Block1
Legal Lot Number9
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1000
Census Tract21305

Owner

Source: Bell County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1606 BLACK KETTLE TRL, TEMPLE, TX 76502-6716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
COLONIAL NATIONAL MORTGAGE
May 26, 2020Deed of Trust, Construction Loan · Line of Credit
NATIONAL UNITED

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2020 · Amount on Record
Deed SaleNov 9, 2020 · Amount on Record
Deed Document Number202061803
Prior Transfer DateNov 6, 2020
Prior Transfer Doc0000061803
Record UpdatedSep 20, 2026

November 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateNov 9, 2020
Property Address1606 BLACK KETTLE TRL, TEMPLE, TX 76502-6716
Document Number0000061803
Map ReferenceDOC 2018-185
Instrument DateNov 6, 2020
Instrument2020-00061803
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address434 COUNTY ROAD 315, 434, OGLESBY, TX 76561-3025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 BLACK KETTLE TRAIL, TEMPLE, TX 76502-6716

Mortgage

Document Number0000061804
DateNov 9, 2020
Instrument2020-00061804
Lender
NameCOLONIAL NATIONAL MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateMay 26, 2020
Property Address1606 BLACK KETTLE TRL, TEMPLE, TX 76502-6716
Document Number0000024712
Instrument DateMay 14, 2020
Instrument24712
Transaction TypeConstruction Loan
Record UpdatedJul 17, 2020
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address434 COUNTY ROAD 315 OGLESBY TX 765613025, OGLESBY, TX 76561-3025

Mortgage

Document Number0000024712
DateMay 26, 2020
Instrument24712
Lender
NameNATIONAL UNITED
AddressGATESVILLE, TX 76528
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 25, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,762.00 (+23.79%)$221,199 (-14.63%)$249,048 (-3.88%) Land $36,000 Building $213,048
2023$3,039.00 (-14.06%) Homeowner's exemption$259,104 Land $36,000 Building $223,104$259,104 Land $36,000 Building $223,104
2022$3,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

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