Bell County property record for 1602 Black Kettle Trl, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,711 sqft · built 2021 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0095551953 |
| Primary APN | 0095551953 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,711 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1602 BLACK KETTLE TRL |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-6716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE RIDGE PHASE I, BLOCK 001, LOT 0008, ACRES 0.137 |
| Legal Subdivision | PRAIRIE RIDGE PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21305 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1602 BLACK KETTLE TRL, TEMPLE, TX 76502-6716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 8, 2020 | Deed of Trust, Construction Loan · Construction Mortgage NATIONAL UNITED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 |
| Deed Sale | Oct 18, 2022 |
| Prior Sale | Jul 1, 2021 · Amount on Record |
| Deed Document Number | 202264285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 1, 2021 |
| Property Address | 1602 BLACK KETTLE TRL, TEMPLE, TX 76502-6716 |
| Document Number | 0000041794 |
| Map Reference | DOC 2018-185 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021041794 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1602 BLACK KETTLE TRL, TEMPLE, TX 76502-6716 |
| Document Number | 0000041795 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021041795 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 8, 2020 |
| Property Address | 1602 BLACK KETTLE TRL, TEMPLE, TX 76502-6716 |
| Document Number | 0000068097 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 68097 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 22, 2020 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 434 COUNTY ROAD 315 OGLESBY TX 765613025, OGLESBY, TX 76561-3025 |
| Investor | Possibly a Property Investor |
| Document Number | 0000068097 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 68097 |
| Name | NATIONAL UNITED |
|---|---|
| Address | GATESVILLE, TX 76528 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 7, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $274,249 (-3.17%) Land $36,000 Building $238,249 | $274,249 (-3.17%) Land $36,000 Building $238,249 |
| 2023 | $283,223 Land $36,000 Building $247,223 | $283,223 Land $36,000 Building $247,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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