Montgomery County property record for 1605 White Oak Dr, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,703 sqft · built 1951 |
| Lot Size | 0.202 acres (8,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Jun 2018) |
| Tax Bill | $11,002 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01428022 |
| Primary APN | 13-01428022 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,703 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,802 sqft (0.202 acres) |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01428022 |
|---|---|
| Street Address | 1605 WHITE OAK DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | SEC 3 WOODSIDE FORES T |
| Legal Subdivision | WOODSIDE FOREST |
| Legal Block | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 702900 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 7, 2018 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 7, 2018 | Grant Deed ADVANTAGE TITLE COMPANY |
| Jan 25, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Prior Sale | Apr 23, 2003 · Amount on Record |
| Deed Book / Page | 56135 / 431 |
| Prior Transfer Date | Mar 30, 2018 |
| Prior Transfer Doc | 0561350427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0578070247 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 57807/247 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | ADVANTAGE TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0610550035 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 61055/35 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Document Number | 0596270430 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1605 WHITE OAK DR SILVER SPRING MD 209101454, SILVER SPRING, MD 20910-1454 |
| Document Number | 0596270430 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 059627/000430 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 7, 2018 |
| Property Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Document Number | 0561350431 |
| Book / Page | 56135 / 431 |
| Map Reference | MB34 PL2223 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ADVANTAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Document Number | 0056135440 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 56135/440 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 7, 2018 |
| Property Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Document Number | 0561350427 |
| Book / Page | 056135 / 000427 |
| Instrument Date | Mar 30, 2018 |
| Record Updated | Jun 21, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1605 WHITE OAK DR SILVER SPRING MD 209101454, SILVER SPRING, MD 20910-1454 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1605 WHITE OAK DR, SILVER SPRING, MD 20910-1454 |
| Document Number | 0557220165 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1605 WHITE OAK DR SILVER SPRING MD 209101454, SILVER SPRING, MD 20910-1454 |
| Document Number | 0557220165 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 055722/000165 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $979,467 (+3.68%) | $1,014,200 (-) Land $353,500 Building $660,700 | |
| 2025 | $11,002.00 (+25.32%) | $944,733 (+10.55%) | $1,014,200 (+11.45%) Land $353,500 Building $660,700 |
| 2023 | $854,567 | $910,000 Land $353,500 Building $556,500 | |
| 2022 | $8,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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