1604 White Oak Dr, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1604 White Oak Dr, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,296 sqft · built 1947
Lot Size	0.17 acres (7,421 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Feb 1994)
Tax Bill	$6,967 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01426568`

Property Details

APN / Parcel Number

Primary APN	`13-01426568`
Alternative APN	`01426568`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,421 sqft (0.17 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01426568
Street Address	1604 WHITE OAK DR
City	SILVER SPRING
State	MD
Zip	20910-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODSIDE FOREST SEC 3
Legal Subdivision	WOODSIDE FOREST
Legal Block	13
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	702900

Owner

1604 White Oak Dr is owned and occupied by two individuals who bought it in February 1994.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 WHITE OAK DR, SILVER SPRING, MD 20910-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 1994 · Amount on File
Deed Sale	Feb 23, 1994 · Amount on File
Deed Book / Page	12346 / 165
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1604 WHITE OAK DR, SILVER SPRING, MD 20910-1455
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	BLUE NOTE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0633650214
Date	Jun 28, 2021
Book Page	63365/214

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1604 White Oak Dr was $6,967.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,133 (+2.5%)	$624,000 (-) Land $343,100 Building $280,900
2025	$6,967.00	$594,267	$624,000 Land $343,100 Building $280,900
2023		$555,567	$579,400 Land $343,100 Building $236,300
2022	$5,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2009–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20