Union County property record for 1605 Tower Ct, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,135 sqft · built 1972 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 09-274-080 |
| Primary APN | 09-274-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,135 sqft Living Area |
| Gross Area | 1,156 sqft |
| 1st Floor Area | 1,135 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,201 sqft (0.326 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 370 sqft |
| Patio Area | 370 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1605 TOWER CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-4528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #1 FRANKLIN COLONY 1605 TOWER CT |
| Legal Subdivision | FRANKLIN COLONY |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3712 STORY LN, MONROE, NC 28112-7602 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 6, 2026 |
| Transfer Doc | 0000009557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 9, 2026 |
| Property Address | 1605 TOWER CT, MONROE, NC 28112-4528 |
| Document Number | 0000009557 |
| Book / Page | 9346 / 539 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20269557 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3712 STORY LN, MONROE, NC 28112-7602 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,200 (-) Land $33,900 Building $142,300 | $176,200 (-) Land $33,900 Building $142,300 | |
| 2025 | $1,540.00 (+28.12%) | $176,200 (+59.75%) Land $33,900 Building $142,300 | $176,200 (+59.75%) Land $33,900 Building $142,300 |
| 2023 | $1,202.00 | $110,300 Land $18,000 Building $92,300 | $110,300 Land $18,000 Building $92,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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