1603 Tower Ct, Monroe, NC 28112 Property Records

Union County property record for 1603 Tower Ct, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 958 sqft · built 1972
Lot Size0.238 acres (10,367 sqft)
OwnerCompany Name on Record
Last Sale$255,000 (Aug 2018)
Tax Bill$1,586 (2025)
Deeds & MortgagesAug 2018 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN09-274-079

Property Details

APN / Parcel Number

Primary APN09-274-079

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area958 sqft Living Area
1st Floor Area954 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,367 sqft (0.238 acres)
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1603 TOWER CT
CityMONROE
StateNC
Zip28112-4528
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description#2 FRANKLIN COLONY SEC1 PB6 PG139
Legal SubdivisionFRANKLIN COLONY
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1006
Census Tract20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2316 WENSLEY DR, CHARLOTTE, NC 28210-3854
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Prior SaleMay 9, 2014 · Amount on Record
Deed Document Number201824233
Deed Book / Page7223 / 606
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 27, 2018
Property Address1603 TOWER CT, MONROE, NC 28112-4528
Document Number0007223606
Book / Page7223 / 606
Map ReferenceMB 6 PG 139
Instrument DateJul 13, 2018
Instrument0024233
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2220 WHISKERY DR, 2220, WAXHAW, NC 28173-6960

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 RUSHING ST, MONROE, NC 28112-4522

Mortgage

Document Number0000024234
DateAug 27, 2018
Instrument0024234
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,500 (-) Land $32,900 Building $148,600$181,500 (-) Land $32,900 Building $148,600
2025$1,586.00 (+48.64%)$181,500 (+85.39%) Land $32,900 Building $148,600$181,500 (+85.39%) Land $32,900 Building $148,600
2023$1,067.00$97,900 Land $17,300 Building $80,600$97,900 Land $17,300 Building $80,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Tower Ct

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