1605 Spoke Dr, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1605 Spoke Dr, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 2024
Lot Size	0.47 acres (20,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Jan 2024)
Tax Bill	$5,895 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Jan 2025 Line of Credit + 4 more
APN	`1943-03-0-01122-005-0068`

Property Details

APN / Parcel Number

Primary APN	`1943-03-0-01122-005-0068`
Alternative APN	`010355510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Finished Basement	1,444 sqft
Unfinished Basement	1,624 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	20,489 sqft (0.47 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1605 SPOKE DR
City	GERING
State	NE
Zip	69341-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 11, BLK 5, MONUMENT VIEW ADD
Legal Range	55W
Legal Township	21N
Legal Section	3
Legal Subdivision	MONUMENT VIEW ADD
Legal Block	5
Legal Lot Number	11
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	5
Census Block	5006
Census Tract	953900

Owner

Source: Scotts Bluff County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 SPOKE DR, GERING, NE 69341-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Construction Mortgage PLATTE VALLEY BANK
Jan 14, 2025	Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK
Dec 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Dec 19, 2023	Deed of Trust, Mortgage · Construction Mortgage PLATTE VALLEY BANK
Jan 12, 2024	Quit Claim Deed, Transfer · Construction Mortgage PLATTE VALLEY BANK
Nov 14, 2023	Warranty Deed, Transfer TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	2024154
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	0002024154
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1605 SPOKE DR, GERING, NE 69341-1516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 8TH AVE, SCOTTSBLUFF, NE 69361-2512

Mortgage

Document Number	0020234940
Date	Dec 21, 2023
Instrument	2023-4940

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 18, 2024

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1605 SPOKE DR, GERING, NE 69341-1516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SPOKE DR, GERING, NE 69341-1516

Mortgage

Document Number	0020250140
Date	Jan 14, 2025
Instrument	2025-0140

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1605 SPOKE DR, GERING, NE 69341-1516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020244603
Date	Dec 2, 2024
Instrument	2024-4603

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Type Change Date	Dec 10, 2029
Change Frequency	5 Years
Min Rate At Change	4.95%
Max Rate At Change	11.4%
Index	5-Year TN
Margin	3
Max Rate	15.4%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1605 SPOKE DR, GERING, NE 69341-1516
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 8TH AVE, SCOTTSBLUFF, NE 69361-2512

Mortgage

Document Number	0020234897
Date	Dec 19, 2023
Instrument	2023-4897

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 18, 2024

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jan 12, 2024
Property Address	1605 SPOKE DR, GERING, NE 69341-1516
Document Number	0002024154
Instrument Date	Dec 18, 2023
Instrument	2024-154
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPREE SERVICES

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020234897
Date	Jan 12, 2024
Instrument	2023-4897

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 18, 2024

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Nov 14, 2023
Property Address	1605 SPOKE DR, GERING, NE 69341-1516
Document Number	0020234442
Instrument Date	Nov 13, 2023
Instrument	2023-4442
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount Recorded
Tax	$56.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,060 (+17.88%) Land $48,980 Building $364,080	$413,060 (+17.88%) Land $48,980 Building $364,080
2025	$5,895.00 (+1,189.93%)	$350,420 (+1,540.01%) Land $48,980 Building $301,440	$350,420 (+1,540.01%) Land $48,980 Building $301,440
2023	$457.00	$21,367 Land $21,367	$21,367 Land $21,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

Nearby Properties on Spoke Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures