1590 Spoke Dr, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1590 Spoke Dr, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,578 sqft · built 2022
Lot Size	0.356 acres (15,529 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2024)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Feb 2023 Line of Credit + 2 more
APN	`1943-03-0-01122-005-0063`

Property Details

APN / Parcel Number

Primary APN	`1943-03-0-01122-005-0063`
Alternative APN	`010355448`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Basement Area	1,578 sqft
Finished Basement	1,478 sqft
Unfinished Basement	1,578 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,529 sqft (0.356 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1590 SPOKE DR
City	GERING
State	NE
Zip	69341-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 6, BLK 5, MONUMENT VIEW ADD
Legal Range	55W
Legal Township	21N
Legal Section	3
Legal Subdivision	MONUMENT VIEW ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	5
Census Block	5022
Census Tract	953900

Owner

1590 Spoke Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Scotts Bluff County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1590 SPOKE DR, GERING, NE 69341-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Construction Mortgage PLATTE VALLEY BANK
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK
May 27, 2020	Warranty Deed, Transfer NEBRASKA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on File
Deed Sale	Dec 16, 2024 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	20244772
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1590 SPOKE DR, GERING, NE 69341-1590
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 PLANTER LN, PLATTEVILLE, CO 80651-7944

Mortgage

Document Number	0020234211
Date	Oct 27, 2023
Instrument	2023-4211

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 26, 2024

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1590 SPOKE DR, GERING, NE 69341-1590
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 SPOKE DR, GERING, NE 69341-1590

Mortgage

Document Number	0002023460
Date	Feb 6, 2023
Instrument	2023-460

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Aug 15, 2022
Property Address	1590 SPOKE DR, GERING, NE 69341-1590
Document Number	0020224223
Instrument Date	Aug 12, 2022
Instrument	2022-4223
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	NEBRASKA TITLE COMPANY-SCOTTSBLUFF, NEBRASKA TITLE CO SCOTTBLUFF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224224
Date	Aug 15, 2022
Instrument	2022-4224

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 10, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.82%
Type Change Date	Sep 10, 2027
Change Frequency	5 Years
Min Rate At Change	3.92%
Max Rate At Change	7.82%
Index	5-Year CMT
Margin	3
Max Rate	11.8%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	May 27, 2020
Property Address	1590 SPOKE DR, GERING, NE 69341-1590
Document Number	0020202317
Instrument Date	May 26, 2020
Instrument	2020-2317
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$65.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1590 Spoke Dr was $6,318.

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,030 (+3.58%) Land $39,060 Building $349,970	$389,030 (+3.58%) Land $39,060 Building $349,970
2025	$6,318.00	$375,570 Land $39,060 Building $336,510	$375,570 Land $39,060 Building $336,510
2023	$1,283.00	$59,891 Land $17,647 Building $42,244	$59,891 Land $17,647 Building $42,244

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1590 Spoke Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1590 Spoke Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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