1605 Sandcherry Ct, Champaign, IL 61822 Property Records

Champaign County property record for 1605 Sandcherry Ct, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.247 acres (10,743 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2022)
Tax Bill	$9,090 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-126-013`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-126-013`

Exterior

Lot Area	10,743 sqft (0.247 acres)

Location & Zoning

Street Address	1605 SANDCHERRY CT
City	CHAMPAIGN
State	IL
Zip	61822-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 313 THE TRAILS AT CHESTNUT GROVE SUB PHASE 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	THE TRAILS AT CHESTNUT GROVE SUB PHASE 3
Legal Lot Number	313
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1013
Census Tract	1205

Owner

1605 Sandcherry Ct is owned and occupied by an individual who bought it in April 2022.

Source: Champaign County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1605 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Feb 1, 2013 · Amount on File
Deed Document Number	20226684
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	0000021123
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 18, 2022
Property Address	1605 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328
Document Number	0000006684
Map Reference	DOC 2007R09610
Instrument Date	Apr 14, 2022
Instrument	2022R06684
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328

Mortgage

Document Number	0000006685
Date	Apr 18, 2022
Instrument	2022R06685

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,030 Land $26,180 Building $94,850	$363,090 Land $78,540 Building $284,550
2024	$9,090.00
2022	$7,607.00 Homeowner's exemption Senior Citizen's exemption	$92,590 Land $20,030 Building $72,560	$277,770 Land $60,090 Building $217,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1605 Sandcherry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Sandcherry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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