1601 Sandcherry Ct, Champaign, IL 61822 Property Records

Champaign County property record for 1601 Sandcherry Ct, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,005 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2018)
Tax Bill	$9,916 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-126-011`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-126-011`

Exterior

Lot Area	10,005 sqft (0.23 acres)

Location & Zoning

Street Address	1601 SANDCHERRY CT
City	CHAMPAIGN
State	IL
Zip	61822-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 311 THE TRAILS AT CHESTNUT GROVE SUB PHASE 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	THE TRAILS AT CHESTNUT GROVE SUB PHASE 3
Legal Lot Number	311
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1013
Census Tract	1205

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1601 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
Jul 23, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST MID IL BK&TR
Feb 26, 2018	Trustee's Deed, Construction Loan · Line of Credit MARINE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	201812567
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1601 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005485
Date	Mar 10, 2021
Instrument	2021R05485

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 23, 2018
Property Address	1601 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328
Document Number	0000012567
Instrument Date	Jul 3, 2018
Instrument	12567
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1603 SANDCHERRY CT CHAMPAIGN IL 618223328, CHAMPAIGN, IL 61822-3328

Mortgage

Document Number	12568
Date	Jul 23, 2018
Instrument	12568

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 26, 2018
Property Address	1601 SANDCHERRY CT, CHAMPAIGN, IL 61822-3328
Instrument Date	Feb 21, 2018
Instrument	2758
Transaction Type	Construction Loan
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1601 SANDCHERRY CT CHAMPAIGN IL 618223328, CHAMPAIGN, IL 61822-3328

Mortgage

Document Number	0000002758
Date	Feb 26, 2018
Instrument	2758

Lender

Name	MARINE BK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,930 (+30.73%) Land $23,020 Building $115,910	$416,790 (+30.73%) Land $69,060 Building $347,730
2024	$9,916.00 (+11.63%)
2022	$8,883.00 Homeowner's exemption Senior Citizen's exemption	$106,270 Land $17,600 Building $88,670	$318,810 Land $52,800 Building $266,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Mediacom Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: AMG Technology Investment Group.

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