Lee County property record for 1605 Ruff Cir, Tupelo, MS 38801
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,262 sqft · built 1988 |
| Owner | Individual Name on File |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Nov 2007 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101L-12-111-04 |
| Primary APN | 101L-12-111-04 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,262 sqft Heated Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 2,262 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 027979 |
|---|---|
| Old Parcel Number | 101L-12-111-04 |
| Street Address | 1605 RUFF CIR |
| City | TUPELO |
| State | MS |
| Zip | 38801-6104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 LOT 5 |
| Legal Range | 05E |
| Legal Township | 10S |
| Legal Section | 12 |
| Legal Subdivision | HILLPLACE 2-C |
| Legal Lot Number | 5 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950902 |
Source: Lee County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2017 | Deed of Trust, Mortgage RENASANT BANK |
| Nov 30, 2007 | Deed of Trust, Mortgage MERCHANTS AND FARMERS BANK |
| Nov 23, 2016 | Deed of Trust, Mortgage RENASANT BANK |
| May 22, 2014 | Deed of Trust, Mortgage RENASANT BANK |
| Mar 24, 2009 | Deed of Trust, Mortgage MERCHANTS AND FARMERS BANK |
| Nov 14, 2007 | Deed of Trust, Mortgage MERCHANTS AND FARMERS BANK |
| Oct 16, 2025 | Warranty Deed, Transfer |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 |
| Deed Sale | Sep 24, 2020 |
| Deed Document Number | 2020013259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017001564 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 2017001564 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38804 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007019387 |
|---|---|
| Date | Nov 30, 2007 |
| Instrument | 2007019387 |
| Name | MERCHANTS AND FARMERS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 15, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2016014865 |
|---|---|
| Date | Nov 23, 2016 |
| Instrument | 2016014865 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2014005678 |
|---|---|
| Date | May 22, 2014 |
| Instrument | 2014005678 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2009004111 |
|---|---|
| Date | Mar 24, 2009 |
| Instrument | 2009004111 |
| Name | MERCHANTS AND FARMERS BANK |
|---|---|
| Address | PO BOX 520 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007018594 |
|---|---|
| Date | Nov 14, 2007 |
| Instrument | 2007018594 |
| Name | MERCHANTS AND FARMERS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 15, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE MS |
| Recording Date | Oct 16, 2025 |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Document Number | 2025012630 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025012630 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 ALLEN ST, TUPELO, MS 38804-3703 |
| Name | Verified Name |
|---|---|
| Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE MS |
| Recording Date | Sep 24, 2020 |
| Property Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Document Number | 2020013259 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2020013259 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1605 RUFF CIR, TUPELO, MS 38801-6104 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3520 FOREST HILL DR, BELDEN, MS 38826-9565 |
| Document Number | 2020013260 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020013260 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Tupelo City |
| Unified School District | Tupelo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,777.00 (+9.81%) Homeowner's exemption | $20,432 (+8.11%) | $204,320 (+8.11%) Land $32,000 Building $172,320 |
| 2023 | $2,529.00 Homeowner's exemption | $18,899 | $188,990 Land $32,000 Building $156,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TUPELO serves 37,000 people · EPA ID MS0410015 |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Apr 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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