1604 Ruff Cir, Tupelo, MS 38801 Property Records

Lee County property record for 1604 Ruff Cir, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,185 sqft · built 2014
OwnerIndividual Name on Record
Tax Bill$2,871 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN101L-12-111-02

Property Details

APN / Parcel Number

Primary APN101L-12-111-02
Alternative APNs
  • 027977
  • 27977

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,185 sqft Heated Area
Gross Area2,484 sqft
1st Floor Area2,185 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Deck Area100 sqft
Patio Area100 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number027977
Old Parcel Number101L-12-111-02
Street Address1604 RUFF CIR
CityTUPELO
StateMS
Zip38801-6104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 PT NW1/4
Legal Range05E
Legal Township10S
Legal Section12
Legal SubdivisionHILLPLACE 2-C
Legal Lot Number3
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2005
Census Tract950902

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1604 RUFF CIR, TUPELO, MS 38801-6104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · VA Mortgage
BANCORPSOUTH BANK
Aug 26, 2019Special Warranty Deed, Transfer
FIRST AMERICAN NATIONAL BANK
Jun 14, 2019Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019
Deed SaleAug 26, 2019
Prior SaleJun 14, 2019
Deed Document Number2019010979
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address1604 RUFF CIR, TUPELO, MS 38801-6104
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 RUFF CIR, TUPELO, MS 38801-6104
InvestorPossibly a Property Investor

Mortgage

Document Number2020007826
DateJun 22, 2020
Instrument2020007826
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

August 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE MS
Recording DateAug 26, 2019
Property Address1604 RUFF CIR, TUPELO, MS 38801-6104
Document Number2019010979
Instrument DateAug 22, 2019
Instrument2019010979
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 MILFORD ST APT 159, 159, TUPELO, MS 38801-4650

Mortgage

Document Number2019010980
DateAug 26, 2019
Instrument2019010980
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term61 Months
DueSep 25, 2024

June 2019: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionLEE MS
Recording DateJun 14, 2019
Property Address1604 RUFF CIR, TUPELO, MS 38801-6104
Document Number2019007197
Instrument DateApr 10, 2019
Instrument2019007197
Transaction TypeForeclosure
Record UpdatedMay 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,871.00 (+14.29%) Homeowner's exemption$21,120 (+12.5%)$211,200 (+12.5%) Land $32,000 Building $179,200
2023$2,512.00 Homeowner's exemption$18,774$187,740 Land $32,000 Building $155,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimAug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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