Oldham County property record for 1605 Riverside Dr, Prospect, KY 40059 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,800 sqft Living Area |
| Lot Size | 18,822 sqft (0.432 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2019) |
| Tax Bill | $4,356.00 (2025) |
| Primary APN | 01-01B-03-34&35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,800 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,822 sqft (0.432 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 568 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 72467 |
|---|---|
| Street Address | 1605 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | OLDHAM ACRES |
| Legal Block | SEC 3 |
| Legal Lot Number | 34&35 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-01B-03-34&35
Assessment roll updated December 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 07, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Mar 07, 2024 | Intrafamily Transfer, Transfer |
| Oct 07, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICE CO |
| Sep 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2019 · Amount on Record |
| Deed Sale | Oct 07, 2019 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Doc Number | 2019558090 |
| Deed Book / Page | 1228 / 533 |
| Last Transfer Date | Feb 16, 2024 |
| Transfer Doc | 0D1377/403 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0M2657/294 |
|---|---|
| Date | May 07, 2024 |
| Book Page | M2657/294 |
| Instrument | 762876 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 07, 2024 |
| Property Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0D1377/403 |
| Book / Page | D1377 / 403 |
| Map Reference | MB 66 PG 626 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 756983 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7846 ROYALTY AVEG, LOUISVILLE, KY 40222 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 07, 2019 |
| Property Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | D1228/0533 |
| Book / Page | D1228 / 0533 |
| Map Reference | MB 65 PG 626&627 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 558090 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1605 RIVERSIDE DR, 1605, PROSPECT, KY 40059-9066 |
| Name | Verified Name |
|---|---|
| Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0000558091 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 558091 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 27, 2017 |
| Property Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0D1172/513 |
| Book / Page | D1172 / 513 |
| Map Reference | MB66 PG626&627 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 530623 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8126 ROLLING MEADOWS LN, 8126, HUNTERSVILLE, NC 28078-3351 |
| Name | Verified Name |
|---|---|
| Address | 1605 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0000530624 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 530624 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 (+8.82%) | $350,000 (+9.38%) Land $30,000 Building $320,000 | $350,000 (+9.38%) Land $30,000 Building $320,000 |
| 2023 | $4,003.00 | $320,000 Land $30,000 Building $290,000 | $320,000 Land $30,000 Building $290,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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