Oldham County property record for 1602 Riverside Dr, Prospect, KY 40059 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,800 sqft Living Area |
| Lot Size | 12,763 sqft (0.292 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2025) |
| Tax Bill | $4,982.00 (2025) |
| Primary APN | 01-01B-01-37&38A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,800 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,763 sqft (0.292 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 74497 |
|---|---|
| Street Address | 1602 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .293AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 37&38A |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-01B-01-37&38A
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1602 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 18, 2025 | Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on Record |
| Deed Sale | Mar 18, 2025 · Amount on Record |
| Prior Sale | Nov 12, 2009 · Amount on Record |
| Deed Doc Number | 800164 |
| Deed Book / Page | D1406 / 43 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1602 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1602 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0M2728/463 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | M2728/463 |
| Instrument | 844757 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 18, 2025 |
| Property Address | 1602 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 00D1406/43 |
| Book / Page | D1406 / 43 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 800164 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7317 KAVANAUGH RD, CRESTWOOD, KY 40014-9444 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1602 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 0000800167 |
|---|---|
| Date | Mar 18, 2025 |
| Instrument | 800167 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,982.00 (+9.69%) Homeowner's exemption | $450,000 (+9.76%) Land $130,000 Building $320,000 | $450,000 (+9.76%) Land $130,000 Building $320,000 |
| 2023 | $4,542.00 Homeowner's exemption | $410,000 Land $130,000 Building $280,000 | $410,000 Land $130,000 Building $280,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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