Clay County property record for 1605 Opal Rd, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,014 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Aug 2008) |
| Tax Bill | $3,329 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-918-00-09-015.00 |
| Primary APN | 07-918-00-09-015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 175 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1605 OPAL RD |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONECREST 7TH PLAT LT 1 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | STONECREST 07 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21812 |
Source: Clay County records · APN 07-918-00-09-015.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1605 OPAL RD, KEARNEY, MO 64060-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 06, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2008 · Amount on Record |
| Deed Sale | Aug 08, 2008 · Amount on Record |
| Prior Sale | Nov 16, 2001 · Amount on Record |
| Deed Document Number | 200827813 |
| Deed Book / Page | 6025 / 22 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1605 OPAL RD, KEARNEY, MO 64060-7526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1605 OPAL RD, KEARNEY, MO 64060-7526 |
| Document Number | 0000043371 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 9195/143 |
| Instrument | 2021043371 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Oct 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1605 OPAL RD, KEARNEY, MO 64060-7526 |
| Document Number | 0000031178 |
| Book / Page | 008044 / 000135 |
| Instrument Date | Sep 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1605 OPAL RD KEARNEY MO 640607526, KEARNEY, MO 64060-7526 |
| Document Number | 0000031178 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 008044/000135 |
| Instrument | 31178 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 11, 2032 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,329.00 (+9.29%) | $50,880 (+14.06%) | $267,789 (+14.06%) |
| 2023 | $3,046.00 (+27.93%) | $44,610 | $234,789 |
| 2019 | $2,381.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Intercept Wireless Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KEARNEY PWS serves 11,500 people |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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