1604 Opal Rd, Kearney, MO 64060 Property Records

Clay County property record for 1604 Opal Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,341 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Sep 2025 Sale Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-08-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-08-005.00`
Alternative APNs	`0791700080050001` `7917000800500` `290023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,341 sqft
Basement Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	107 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1604 OPAL RD
City	KEARNEY
State	MO
Zip	64060-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREST 7TH PLAT LT 5
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	STONECREST 07
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1013
Census Tract	21812

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 OPAL RD, KEARNEY, MO 64060-7526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer DRI TITLE AND ESCROW
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 6, 2023	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025
Deed Sale	Sep 26, 2025
Prior Sale	Feb 22, 2011 · Amount on Record
Deed Document Number	202524798
Deed Book / Page	10019 / 164
Last Transfer Date	Oct 27, 2025
Transfer Doc	0000029611
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 26, 2025
Property Address	1604 OPAL RD, KEARNEY, MO 64060-7526
Document Number	0000024798
Book / Page	10019 / 164
Instrument Date	Sep 25, 2025
Instrument	2025024798
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	DRI TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 OPAL RD, KEARNEY, MO 64060-7526

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1604 OPAL RD, KEARNEY, MO 64060-7526
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 OPAL RD, KEARNEY, MO 64060-7526

Mortgage

Document Number	0000027976
Date	Nov 20, 2023
Book Page	9657/138
Instrument	2023027976

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1604 OPAL RD, KEARNEY, MO 64060-7526
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 OPAL RD, KEARNEY, MO 64060-7526

Mortgage

Document Number	0000012825
Date	Jun 6, 2023
Book Page	9571/147
Instrument	2023012825

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,889.00 (+10.06%)	$44,160 (+14.88%)	$232,421 (+14.88%)
2023	$2,625.00 (+11.65%)	$38,440	$202,315
2019	$2,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Wisper ISP.

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