1605 Heritage Pointe Ct, Plainfield, IL 60586 Property Records

Will County property record for 1605 Heritage Pointe Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,416 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jan 2026)
Tax Bill	$7,202 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-32-403-053`

Property Details

APN / Parcel Number

Primary APN	`06-03-32-403-053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1605 HERITAGE POINTE CT
City	PLAINFIELD
State	IL
Zip	60586-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1106 IN WESMERE SUB. AREA 10 UNIT 2, A SUB OF PRT OF THE SE1/4 IN SEC. 32 T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	32
Legal Subdivision	WESMERE AREA 10 UNIT 2
Legal Lot Number	1106
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1012
Census Tract	880429

Owner

1605 Heritage Pointe Ct is owned by an individual who bought it in January 2026.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1334 NORMANTOWN RD, NAPERVILLE, IL 60564-5619
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 9, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Mar 14, 2017	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Apr 19, 2023 · Amount on File
Deed Document Number	20261077
Prior Transfer Date	Apr 27, 2004
Prior Transfer Doc	0000101687
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 7, 2026
Property Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Document Number	0000001077
Map Reference	DOC R98-128280
Instrument Date	Dec 15, 2025
Instrument	R2026001077
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913

Mortgage

Document Number	0000001078
Date	Jan 7, 2026
Instrument	R2026001078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	10 Years

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 19, 2023
Property Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Document Number	0000018214
Map Reference	DOC R98-128280
Instrument Date	Apr 16, 2023
Instrument	R2023018214
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913

Mortgage

Document Number	0000018215
Date	Apr 19, 2023
Instrument	R2023018215

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 9, 2018
Property Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Document Number	0000030967
Instrument Date	May 2, 2018
Instrument	30967
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 HERITAGE POINTE CT PLAINFIELD IL 605865913, PLAINFIELD, IL 60586-5913

Mortgage

Document Number	30968
Date	May 9, 2018
Instrument	30968

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 14, 2017
Property Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Document Number	0000020931
Map Reference	DOC R98-123026
Instrument Date	Feb 22, 2017
Instrument	R2017020931
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 HERITAGE POINTE CT, 1605, PLAINFIELD, IL 60586-5913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913

Mortgage

Document Number	0000020932
Date	Mar 14, 2017
Instrument	R2017020932

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Heritage Pointe Ct was $7,202, up 3.5% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,202.00 (+3.54%)	$105,049 (+8.45%) Land $24,744 Building $80,305	$315,147 (+8.45%) Land $74,232 Building $240,915
2024	$6,956.00	$96,864 Land $22,816 Building $74,048	$290,592 Land $68,448 Building $222,144
2022	$6,170.00	$78,574 Land $18,508 Building $60,066	$235,722 Land $55,524 Building $180,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1605 Heritage Pointe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Heritage Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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