1603 Heritage Pointe Ct, Plainfield, IL 60586 Property Records

Will County property record for 1603 Heritage Pointe Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,620 sqft · built 1999
Lot Size	0.16 acres (7,126 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2022)
Tax Bill	$6,966 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-32-403-054`

Property Details

APN / Parcel Number

Primary APN	`06-03-32-403-054`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	7,126 sqft (0.16 acres)
Garage Type	Attached
Garage Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1603 HERITAGE POINTE CT
City	PLAINFIELD
State	IL
Zip	60586-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1107 IN WESMERE SUB. AREA 10 UNIT 2, A SUB OF PRT OF THE SE1/4 IN SEC. 32 T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	32
Legal Subdivision	WESMERE AREA 10 UNIT 2
Legal Lot Number	1107
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1012
Census Tract	880429

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 21, 2017	Deed of Trust, Mortgage · ARM MB FINANCIAL BANK NA
May 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Feb 14, 2000 · Amount on Record
Deed Document Number	202289516
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0000036744
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Dec 29, 2022
Property Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Document Number	0000089516
Map Reference	DOC R98-125084
Instrument Date	Nov 17, 2022
Instrument	R2022089516
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913

Mortgage

Document Number	0000089517
Date	Dec 29, 2022
Instrument	R2022089517

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate	6.12%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021353
Date	Feb 24, 2021
Instrument	R2021021353

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015288
Date	Feb 21, 2017
Instrument	R2017015288

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	May 11, 2017
Property Address	1603 HERITAGE POINTE CT, PLAINFIELD, IL 60586-5913
Document Number	0000036744
Instrument Date	Apr 12, 2017
Instrument	36744
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1603 HERITAGE POINTE CT PLAINFIELD IL 605865913, PLAINFIELD, IL 60586-5913

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,966.00 (+16.76%)	$109,599 (+8.45%) Land $24,744 Building $84,855	$328,797 (+8.45%) Land $74,232 Building $254,565
2024		$101,059 (+23.28%) Land $22,816 Building $78,243	$303,177 (+23.28%) Land $68,448 Building $234,729
2022	$5,966.00 Homeowner's exemption	$81,976 Land $18,508 Building $63,468	$245,928 Land $55,524 Building $190,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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