1605 Harbor Dr, Marathon, FL 33050 Property Records

Monroe County property record for 1605 Harbor Dr, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1984
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Oct 2013)
Tax Bill$5,434 (2024)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN00329190-000000

Property Details

APN / Parcel Number

Primary APN00329190-000000
Alternative APNs
  • 01663200329190000000
  • 1403393

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area780 sqft Living Area
1st Floor Area780 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area766 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1403393
Old Parcel Number01663200329190000000
Street Address1605 HARBOR DR
CityMARATHON
StateFL
Zip33050-2835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK S LT 7 PART B OF MASTER PLAT OF N MARATHON SHORES PB3-32 KEY VACCAS OR500-789/90 OR504-180/81 OR545-724/28 OR559-573
Legal Range32E
Legal Township66S
Legal Section01
Legal SubdivisionNORTH MARATHON SHORES PLAT B
Legal BlockS
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2063
Census Tract971100

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1605 HARBOR DR, MARATHON, FL 33050-2835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Nov 20, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2013 · Amount on Record
Deed SaleOct 8, 2013 · Amount on Record
Deed Document Number1953192
Deed Book / Page2653 / 1267
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1605 HARBOR DR, MARATHON, FL 33050-2835
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 EASTWARD HO LN, MARATHON, FL 33050-2631

Mortgage

Document Number0031360850
DateNov 8, 2021
Book Page3136/850
Instrument2347621
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1605 HARBOR DR, MARATHON, FL 33050-2835
Document Number0029411736
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedJan 25, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 HARBOR DR MARATHON FL 330502835, MARATHON, FL 33050-2835

Mortgage

Document Number0029411736
DateDec 21, 2018
Book Page002941/001736
Instrument2199328
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 20, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$484,720 (-3.02%) Land $280,275 Building $204,445$484,720 (-3.02%) Land $280,275 Building $204,445
2024$5,434.00 (+1.46%)
2023$5,356.00 (+9.73%)$499,801 (+23.26%) Land $380,175 Building $119,626$499,801 (+23.26%) Land $380,175 Building $119,626
2022$4,881.00$405,475 Land $285,825 Building $119,650$405,475 Land $285,825 Building $119,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies586 units insured
incl. 64 condo units
Nearby Flood Claims671 (1985–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 131 claims
  • Hurricane Wilma, Oct 2005 · 440 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number