1525 Harbor Dr, Marathon, FL 33050 Property Records

Monroe County property record for 1525 Harbor Dr, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,680 sqft · built 2023
Lot Size0.266 acres (11,576 sqft)
OwnerCompany Name on Record
Last Sale$2,746,000 (Mar 2024)
Tax Bill$18,359 (2024)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APN00329100-000100

Property Details

APN / Parcel Number

Primary APN00329100-000100
Alternative APN
  • 9104619

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,680 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,576 sqft (0.266 acres)
Garage TypeCovered
Garage Area1,780 sqft
PorchOpen Porch
Porch Area996 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number9104619
Street Address1525 HARBOR DR
CityMARATHON
StateFL
Zip33050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBLK S PT LT 2 PART B OF MASTER PLAT OF N MARATHON SHORES PB3-32 KEY VACCAS OR117-242/43 OR135-12/13 OR811-1586D/C OR811-2386/93 OR811-2394/95 OR1632-1670 OR2197-1424 OR2739-1719/20 OR3118-2281 OR3169-0139 OR3268-1817
Legal Range32E
Legal Township66S
Legal Section01
Legal SubdivisionNORTH MARATHON SHORES PLAT B
Legal BlockS
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2063
Census Tract971100

Owner

Source: Monroe County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4602 DUSTYS CIR, NEW FRANKLIN, OH 44319-3470
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Mar 28, 2024Deed, Transfer
May 25, 2023Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Apr 21, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 12, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleAug 12, 2021 · Amount on Record
Deed Document Number20242456101
Deed Book / Page3268 / 1817
Prior Transfer DateMar 22, 2024
Prior Transfer Doc0032681817
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Recording DateApr 27, 2026
Property Address1525 HARBOR DR, MARATHON, FL 33050
Document Number0002540977
Book / Page3377 / 2149
Instrument DateApr 10, 2026
Instrument20262540977
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address4602 DUSTYS CIR, NEW FRANKLIN, OH 44319-3470

Mortgage

Document Number0002540977,
DateApr 27, 2026
Book Page3377/2149
Instrument20262540977
Lender
NameCENTENNIAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateMar 28, 2024
Property Address1525 HARBOR DR, MARATHON, FL 33050-2892
Document Number0032681817
Book / Page3268 / 1817
Map ReferenceMB 3 PG 32
Instrument DateMar 22, 2024
Instrument2456101
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
Tax$19,222.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11400, MARATHON, FL 33050

Transferred To (Grantee/Buyer)

NameVerified Name
Address4602 DUSTYS CIR, NEW FRANKLIN, OH 44319-3470

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1525 HARBOR DR, MARATHON, FL 33050
Transaction TypeMortgage
Record UpdatedJun 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032262298
DateMay 25, 2023
Book Page3226/2298
Instrument2419271
Lender
NameCENTENNIAL BANK
TypeBank
AddressMARATHON, FL 33050
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 21, 2022
Property Address1525 HARBOR DR, MARATHON, FL 33050
Document Number0031690139
Book / Page3169 / 139
Map ReferenceMB 3 PG 32
Instrument DateApr 20, 2022
Instrument2371944
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11400 OVERSEAS HWY STE 121, 11400, MARATHON, FL 33050-3600

Transferred To (Grantee/Buyer)

NameVerified Name
Address11400 OVERSEAS HWY STE 121, 121, MARATHON, FL 33050-3600

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 12, 2021
Property Address1525 HARBOR DR, MARATHON, FL 33050
Document Number0031182291
Book / Page3118 / 2291
Map ReferenceMB 3 PG 32
Instrument DateJul 30, 2021
Instrument2334726
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$8,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1570 BLUEFIN DR, 1570, MARATHON, FL 33050-2813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address11400 OVERSEAS HWY STE 121, 121, MARATHON, FL 33050-3600

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,317,976 (+673.69%) Land $793,419 Building $1,524,557$2,317,976 (+673.69%) Land $793,419 Building $1,524,557
2024$18,359.00 (+449.51%)
2023$3,341.00 (+74.1%)$299,601 (+56.33%) Land $258,839 Building $40,762$299,601 (+56.33%) Land $258,839 Building $40,762
2022$1,919.00$191,641 Land $191,641$191,641 Land $191,641

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies586 units insured
incl. 64 condo units
Nearby Flood Claims671 (1985–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 131 claims
  • Hurricane Wilma, Oct 2005 · 440 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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