San Diego County property record for 1605 Gascony Rd, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4.5 ba · 2,978 sqft · built 1958 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,350,000 (Jun 2015) |
| Tax Bill | $18,364 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-172-05-00 |
| Primary APN | 254-172-05-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Building Area | 2,978 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Duplex Single |
| Lot Area | 26,136 sqft (0.6 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 1605 GASCONY RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1224 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 5 (EX ST)DOC91-31158) IN TR 002019 |
| Legal Subdivision | CREST ACRES |
| Legal Tract | 002019 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17601 |
Source: San Diego County records · APN 254-172-05-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SMARTER CAPITAL INVESTMENT LLC |
| Oct 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN LOAN CENTER |
| May 23, 2020 | Deed of Trust, Mortgage FRANKLIN LN CTR |
| Jun 27, 2017 | Quit Claim Deed, Transfer FRANKLIN LN CTR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on Record |
| Deed Sale | Jun 24, 2015 · Amount on Record |
| Prior Sale | May 06, 1983 · Amount on Record |
| Deed Document Number | 2015329313 |
| Last Transfer Date | Feb 06, 2025 |
| Transfer Doc | 0000050382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Document Number | 0000062318 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-0062318 |
| Name | SMARTER CAPITAL INVESTMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Document Number | 0000741284 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0741284 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Document Number | 0000274774 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1605 GASCONY RD ENCINITAS CA 920241224, ENCINITAS, CA 92024-1224 |
| Document Number | 0000274774 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 274774 |
| Name | FRANKLIN LN CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | 44800 VILLAGE CT, PALM DESERT, CA 92260-3811 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 27, 2017 |
| Property Address | 1605 GASCONY RD, ENCINITAS, CA 92024-1224 |
| Document Number | 0000290747 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 290747 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1605 GASCONY RD ENCINITAS CA 920241224, ENCINITAS, CA 92024-1224 |
| Document Number | 290748 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 290748 |
| Name | FRANKLIN LN CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | 44800 VILLAGE CT, PALM DESERT, CA 92260-3811 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,654,935 (+2%) Land $1,225,882 Building $429,053 | |
| 2025 | $18,364.00 (+6.94%) Homeowner's exemption | $1,622,487 (+4.04%) Land $1,201,846 Building $420,641 |
| 2023 | $17,173.00 (+2.34%) Homeowner's exemption | $1,559,486 Land $1,155,178 Building $404,308 |
| 2022 | $16,781.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023, rainfall accumulation |
| Wildfire Risk | Moderate above 55% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Spectrum | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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