1586 Gascony Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 1586 Gascony Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,416 sqft · built 1971
Lot Size	0.529 acres (23,086 sqft)
Owner	Individual Name on Record
Tax Bill	$17,586 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`254-173-02-00`

Property Details

APN / Parcel Number

Primary APN	`254-173-02-00`
Alternative APN	`254-173-40-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,416 sqft Living Area

Exterior

Year Built	Built 1971
Lot Area	23,086 sqft (0.529 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1586 GASCONY RD
City	ENCINITAS
State	CA
Zip	92024-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 2019 LOT 11*PAR B PER DOC22-0008916 IN POR PAR 3 OF PM7848&IN
Legal Subdivision	CREST ACRES
Legal Tract	2019
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	17601

Owner

Source: San Diego County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Jan 6, 2022	Intrafamily Transfer, Transfer
Jan 6, 2022	Grant Deed, Transfer
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 2, 2017	Grant Deed, Transfer FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022
Deed Sale	Jan 6, 2022
Prior Sale	Jan 6, 2022
Deed Document Number	2022-0008918
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221

Mortgage

Document Number	0000224973
Date	Aug 17, 2023
Instrument	2023-0224973

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221

Mortgage

Document Number	0000244045
Date	Mar 30, 2021
Instrument	2021-0244045

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221

Mortgage

Document Number	0000823713
Date	Dec 3, 2021
Instrument	2021-0823713

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2022
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Document Number	0000008918
Instrument Date	Dec 26, 2021
Instrument	2022-0008918
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2022
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Document Number	0000008917
Instrument Date	Dec 23, 2021
Instrument	2022-0008917
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093238
Date	Mar 15, 2019
Instrument	2019-0093238

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2017
Property Address	1586 GASCONY RD, ENCINITAS, CA 92024-1221
Document Number	0000511287
Instrument Date	Jul 26, 2017
Instrument	511287
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1586 GASCONY RD ENCINITAS CA 920241221, ENCINITAS, CA 92024-1221

Mortgage

Document Number	511288
Date	Nov 2, 2017
Instrument	511288

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	44800 VILLAGE CT, PALM DESERT, CA 92260-3811

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,586.00 (+6.67%)	$1,574,035 (+4.04%) Land $1,232,688 Building $341,347
2023	$16,487.00	$1,512,915 Land $1,184,822 Building $328,093

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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