1605 Franklin Ave, Bonham, TX 75418 Property Records

Fannin County property record for 1605 Franklin Ave, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1,264 sqft · built 2023
Lot Size	0.708 acres (30,858 sqft)
Owner	Individual Name on Record
Tax Bill	$4,528 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9445-015-0040-05`

Property Details

APN / Parcel Number

Primary APN	`9445-015-0040-05`
Alternative APN	`127750`

Interior

Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	30,858 sqft (0.708 acres)
Lot Dimensions	303 ft deep x 102 ft wide

Location & Zoning

Account Number	9445-015-0040-05
Street Address	1605 FRANKLIN AVE
City	BONHAM
State	TX
Zip	75418-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADDN, BLOCK 15, LOT 21R, ACRES 0.7084
Legal Subdivision	FAIRVIEW ADD
Legal Block	15
Legal Lot Number	21R
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1004
Census Tract	950401

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1605 FRANKLIN AVE, BONHAM, TX 75418-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage TREASURE HOME OF TEXAS LLC
Jul 17, 2023	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023
Deed Sale	Jul 17, 2023
Deed Document Number	2023004429
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1605 FRANKLIN AVE, BONHAM, TX 75418-2963
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 N MCDONALD ST, MCKINNEY, TX 75071-0368

Mortgage

Document Number	2022009492
Date	Dec 15, 2022
Instrument	2022009492

Lender

Name	TREASURE HOME OF TEXAS LLC
Type	Non-Lending Institution
Address	FLOWER MOUND, TX 75022

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 6, 2024

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 17, 2023
Property Address	1605 FRANKLIN AVE, BONHAM, TX 75418-2963
Document Number	2023004429
Map Reference	CAB C SL 140
Instrument Date	Jul 12, 2023
Instrument	2023004429
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3104 N MCDONALD ST, MCKINNEY, TX 75071-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 FRANKLIN AVE, BONHAM, TX 75418-2963

Mortgage

Document Number	2023004430
Date	Jul 17, 2023
Instrument	2023004430

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,400 (+399.37%) Land $85,790 Building $191,610	$277,400 (+399.37%) Land $85,790 Building $191,610
2024	$4,528.00
2023		$55,550 (+44.02%) Land $55,550	$55,550 (+44.02%) Land $55,550
2022		$38,570 Land $38,570	$38,570 Land $38,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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