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1600 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1600 E Cleveland St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,130 sqft · built 1996
Lot Size0.961 acres (41,845 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Jun 2025)
Tax Bill$4,264 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0100-00080-0150

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00080-0150
Alternative APNs
  • 1818S19E0100000800150
  • 2030429

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,130 sqft Living Area
Gross Area2,806 sqft
1st Floor Area2,130 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area41,845 sqft (0.961 acres)
Lot Dimensions418 ft deep x 100 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Screened Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2030429
Street Address1600 E CLEVELAND ST
CityHERNANDO
StateFL
Zip34442-4516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionCITRUS HILLS PB 8 PG 5 LOT 15 BLK 8
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block8
Legal Lot Number15
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2018
Census Tract450104

Owner

Source: Citrus County records, as of April 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1600 E CLEVELAND ST, HERNANDO, FL 34442-4516
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleMay 1, 1995 · Amount on Record
Deed Document Number202533935
Deed Book / Page3572 / 1760
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateApr 1, 2026
Property Address1600 E CLEVELAND ST, HERNANDO, FL 34442-4516
Document Number0036560826
Book / Page3656 / 826
Instrument DateMar 26, 2026
Instrument202618699
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 E CLEVELAND ST, HERNANDO, FL 34442-4516

Mortgage

Document Number0000018699,
DateApr 1, 2026
Book Page3656/826
Instrument202618699
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,264.00 (+5.21%)$289,621 (-3.89%) Land $27,500 Building $262,121$289,621 (-3.89%) Land $27,500 Building $262,121
2024$4,053.00 (+4.49%)$301,354 (+0.36%) Land $26,500 Building $274,854$301,354 (+0.36%) Land $26,500 Building $274,854
2023$3,879.00 (+18.26%)$300,287 (+22.98%) Land $24,000 Building $276,287$300,287 (+22.98%) Land $24,000 Building $276,287
2022$3,280.00$244,176 Land $18,000 Building $226,176$244,176 Land $18,000 Building $226,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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