1605 Desert Spring Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1605 Desert Spring Dr, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,713 sqft · built 2006
Lot Size	6.35 acres (276,647 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Oct 2018)
Tax Bill	$9,350 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-610-33-20`

Property Details

APN / Parcel Number

Primary APN	`643-610-33-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,713 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	276,647 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1605 DESERT SPRING DR
City	CHULA VISTA
State	CA
Zip	91915-1965
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC13RM2
Legal Description	LOT 2 US 20PER DOC06-245806&UND INT IN TR 015056
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015056
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	13321

Owner

1605 Desert Spring Dr, a condominium, is owned and occupied by an individual who bought it in October 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1605 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN FINANCIAL CORP
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Dec 8, 2006 · Amount on File
Deed Document Number	2018419586
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1605 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068731
Date	Feb 10, 2017
Instrument	2017-0068731

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Address	HENDERSON, NV 89014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1605 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 DESERT SPRING DR, CHULA VISTA, CA 91915-1965

Mortgage

Document Number	0000508258
Date	Sep 2, 2020
Instrument	2020-0508258

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2018
Property Address	1605 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Document Number	0000419586
Instrument Date	Sep 17, 2018
Instrument	419586
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 DESERT SPRING DR CHULA VISTA CA 919151965, CHULA VISTA, CA 91915-1965

Mortgage

Document Number	419587
Date	Oct 9, 2018
Instrument	419587

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Desert Spring Dr was $9,350 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,151 (+2%) Land $284,453 Building $261,698
2025	$9,350.00 Homeowner's exemption	$535,443 Land $278,876 Building $256,567
2023	$9,106.00 (+2.33%) Homeowner's exemption	$514,653 Land $268,048 Building $246,605
2022	$8,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1605 Desert Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Desert Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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