1601 Desert Spring Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1601 Desert Spring Dr, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,800 sqft · built 2006
Lot Size	6.35 acres (276,647 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Feb 2022)
Tax Bill	$12,680 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643-610-33-21`

Property Details

APN / Parcel Number

Primary APN	`643-610-33-21`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	276,647 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1601 DESERT SPRING DR
City	CHULA VISTA
State	CA
Zip	91915-1965
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC13RM2
Legal Description	LOT 2 US 21PER DOC06-245806&UND INT IN TR 015056
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015056
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	13321

Owner

1601 Desert Spring Dr, a condominium, is owned and occupied by two individuals who bought it in February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Grant Deed, Transfer · VA Mortgage CALIFORNIA COASTAL LOANS
May 26, 2021	Intrafamily Transfer, Transfer · VA Mortgage L ALLEY LOANS INC
Jun 23, 2020	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 1, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	May 26, 2021
Deed Document Number	202246619
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000396556
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2022
Property Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Document Number	0000046619
Map Reference	MAP 15056
Instrument Date	Jan 5, 2022
Instrument	2022-0046619
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965

Mortgage

Document Number	0000046620
Date	Feb 1, 2022
Instrument	2022-0046620

Lender

Name	CALIFORNIA COASTAL LOANS
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Document Number	0000396556
Map Reference	MAP 15056
Instrument Date	May 18, 2021
Instrument	2021-0396556
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965

Mortgage

Document Number	0000396557
Date	May 26, 2021
Instrument	2021-0396557

Lender

Name	L ALLEY LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2020
Property Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Document Number	0000326044
Map Reference	MAP 15056
Instrument Date	May 7, 2020
Instrument	2020-0326044
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LANDWOOD TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965

Mortgage

Document Number	0000326046
Date	Jun 23, 2020
Instrument	2020-0326046

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1601 DESERT SPRING DR, CHULA VISTA, CA 91915-1965
Document Number	0000086424
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 DESERT SPRING DR CHULA VISTA CA 919151965, CHULA VISTA, CA 91915-1965

Mortgage

Document Number	0000086424
Date	Mar 6, 2018
Instrument	86424

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1601 Desert Spring Dr was $12,680.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,823 (+2%) Land $470,225 Building $341,598
2025	$12,680.00	$795,905 Land $461,005 Building $334,900
2023	$12,041.00 (+27.42%)	$745,000 Land $431,000 Building $314,000
2022	$9,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1601 Desert Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Desert Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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