Frederick County property record for 1605 Cooper's Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,056 sqft · built 1995 |
| Lot Size | 0.044 acres (1,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2021) |
| Tax Bill | $6,029 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-193515 |
| Primary APN | 02-193515 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,900 sqft (0.044 acres) |
| Deck Area | 80 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 193515 |
|---|---|
| Street Address | 1605 COOPERS WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9342 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 71 PLAT 4 BLK A 1,900 SQ. FT. PHASE 1 DEARBOUGHT |
| Legal Subdivision | PHASE 01 DEARBOUGHT |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 71 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 750805 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1605 Cooper's Way, a townhouse, is owned and occupied by two individuals who bought it in September 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1605 COOPERS WAY, FREDERICK, MD 21701-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 10, 2020 | Loan Modification, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on File |
| Deed Sale | Sep 20, 2021 · Amount on File |
| Prior Sale | Jan 29, 2002 · Amount on File |
| Deed Book / Page | 15307 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 20, 2021 |
| Property Address | 1605 COOPERS WAY, FREDERICK, MD 21701-9342 |
| Document Number | 0153070354 |
| Book / Page | 15307 / 354 |
| Map Reference | MB 54 PG 136 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RSI TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1605 COOPERS WAY, FREDERICK, MD 21701-9342 |
| Document Number | 0015307361 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 15307/361 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1605 COOPERS WAY, FREDERICK, MD 21701-9342 |
| Document Number | 0142390381 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1605 COOPERS WAY FREDERICK MD 217019342, FREDERICK, MD 21701-9342 |
| Document Number | 0142390381 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 014239/000381 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84119 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 4, 2060 |
The 2025 property tax bill for 1605 Cooper's Way was $6,029.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,000 (+4.45%) | $369,000 (+13.36%) Land $100,000 Building $269,000 | |
| 2025 | $6,029.00 | $325,500 Land $80,000 Building $245,500 | $325,500 Land $80,000 Building $245,500 |
| 2023 | $4,898.00 | $267,567 | $325,500 Land $80,000 Building $245,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1605 Cooper's Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1605 Cooper's Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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