1601 Cooper's Way, Frederick, MD 21701 Property Records

Frederick County property record for 1601 Cooper's Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,208 sqft · built 1995
Lot Size0.102 acres (4,438 sqft)
OwnerIndividual Name on Record
Last Sale$418,000 (Jul 2026)
Tax Bill$6,203 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-193531

Property Details

APN / Parcel Number

Primary APN02-193531
Alternative APNs
  • 2193531
  • 193531

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,208 sqft Living Area
1st Floor Area848 sqft
Basement Area720 sqft
Finished Basement720 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,438 sqft (0.102 acres)
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number193531
Street Address1601 COOPERS WAY
CityFREDERICK
StateMD
Zip21701-9342
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 73 PLAT 4 BLK A 4,438 SQ. FT. PHASE 1 DEARBOUGHT
Legal SubdivisionPHASE 01 DEARBOUGHT
Legal Phase1
Legal BlockA
Legal Lot Number73
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2019
Census Tract750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1601 COOPERS WAY, FREDERICK, MD 21701-9342
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2026 · Amount on Record
Deed SaleJul 22, 2026 · Amount on Record
Prior SaleApr 4, 2005 · Amount on Record
Deed Book / Page17968 / 356
Transfer Doc0000003197
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 22, 2026
Property Address1601 COOPERS WAY, FREDERICK, MD 21701-9342
Document Number1796000356
Book / Page17968 / 356
Instrument DateJun 30, 2026
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$422,180.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1601 COOPERS WAY, FREDERICK, MD 21701-9342

Mortgage

Document Number1796000364,
DateJul 22, 2026
Book Page17968/364
Lender
NameMORTGAGE DIRECT LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.52%
Max Rate-1%

Mortgage

Document Number1796000387,
DateJul 22, 2026
Book Page17968/387
Lender
NameDEPARTMENT OF HOUSING AND COM
Agreement
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,233 (+3.05%)$365,700 (+9.16%) Land $100,000 Building $265,700
2025$6,203.00 (+21.27%)$335,000 (+19.79%) Land $80,000 Building $255,000$335,000 (-) Land $80,000 Building $255,000
2023$5,115.00$279,667$335,000 Land $80,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

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